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First American Trust, FSB

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First American Trust, FSB Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First American Trust, FSB provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

First American Trust, FSB rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not First American Trust, FSB, and you can see how they compare in the First American Trust, FSB rate tables below. MonitorBankRates evaluates the financial stability of First American Trust, FSB with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Database rates last updated and verified on 08/30/2026.

First American Trust, FSB money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First American Trust, FSB? Share your experience about First American Trust, FSB by leaving a review below, or read customer reviews before you decide to use First American Trust, FSB.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.00%

Perfect Lower than avg

First American Trust, FSB

5 First American Way
Santa Ana, CA 92707

https://www.firstamtrust.com

Current Rate Availability

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First American Trust, FSB is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First American Trust, FSB rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First American Trust, FSB's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First American Trust, FSB

Bank Holding Company FIRST AMERICAN FINANCIAL CORP

Address 5 First American Way, Santa Ana, CA 92707 · Orange

Website https://www.firstamtrust.com

FDIC Certificate # 26312

Established 07/30/1985

FDIC Insurance Date 08/09/1989

Domestic Offices 10

Total Branches 10

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9935%

Return on Equity (ROE) 119.5200%

Non-Performing Loans (NPL) 0.00%

Total Assets $6,769,876,000

Total Deposits $6,243,851,000

Equity Capital $509,891,000

Net Income $109,575,000

Headquarters Santa Ana

Total Branches and Offices 10

Source: FDIC | Last Updated 12/31/2025

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Frequently Asked Questions About First American Trust, FSB

How many branches does First American Trust, FSB operate?

First American Trust, FSB currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First American Trust, FSB does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First American Trust, FSB provides members with tools to manage their accounts and build a solid financial history.

Does First American Trust, FSB offer online and mobile banking?

Most modern institutions like First American Trust, FSB provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstamtrust.com.