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F&M Bank Falls City, NE

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F&M Bank Falls City, NE Rates & Review August 2026

Q: How many branches does F&M Bank Falls City, NE operate?

F&M Bank Falls City, NE currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, F&M Bank Falls City, NE provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

F&M Bank Falls City, NE rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not F&M Bank Falls City, NE, and you can see how they compare in the F&M Bank Falls City, NE rate tables below. MonitorBankRates evaluates the financial stability of F&M Bank Falls City, NE with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Database rates last updated and verified on 08/30/2026.

F&M Bank Falls City, NE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at F&M Bank Falls City, NE? Share your experience about F&M Bank Falls City, NE by leaving a review below, or read customer reviews before you decide to use F&M Bank Falls City, NE.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.00%

Perfect Lower than avg

F&M Bank

1701 Stone St
Falls City, NE 68355

https://www.fmbankfc.bank

Current Rate Availability

We're not currently displaying rates for F&M Bank Falls City, NE, but our database is updated constantly — check back soon for the latest offers.

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for F&M Bank Falls City, NE is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather F&M Bank Falls City, NE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with F&M Bank Falls City, NE's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name F&M Bank Falls City, NE

Bank Holding Company R DEAN PHILLIPS BK TR DATED 11-19-2004

Address 1701 Stone St, Falls City, NE 68355 · Richardson

Website https://www.fmbankfc.bank

FDIC Certificate # 5401

Established 01/01/1882

FDIC Insurance Date 01/01/1934

Domestic Offices 2

Total Branches 2

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.2006%

Return on Equity (ROE) 13.1300%

Non-Performing Loans (NPL) 0.00%

Total Assets $129,548,000

Total Deposits $110,394,000

Equity Capital $15,267,000

Net Income $1,732,000

Headquarters Falls City

Total Branches and Offices 2

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About F&M Bank Falls City, NE

How many branches does F&M Bank Falls City, NE operate?

F&M Bank Falls City, NE currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, F&M Bank Falls City, NE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, F&M Bank Falls City, NE provides members with tools to manage their accounts and build a solid financial history.

Does F&M Bank Falls City, NE offer online and mobile banking?

Most modern institutions like F&M Bank Falls City, NE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fmbankfc.bank.