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Credit Union Of Denver Rates & Review October 2026

Credit Union Of Denver's top rates as of October 1, 2026 are 3.65% APY on its 6 Month CD, 0.05% APY on savings, 0.05% APY on money market accounts, and personal loans from 6.95% APR, according to rates verified by MonitorBankRates. Other Credit Union Of Denver CD rates include 12 Month CD at 3.50%, 60 Month CD at 3.50%, and 48 Month CD at 3.45%. MonitorBankRates evaluates the financial stability of Credit Union Of Denver with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.33%. Rates last updated and verified on 10/01/2026.

Credit Union Of Denver money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union Of Denver? Share your experience about Credit Union Of Denver by leaving a review below, or read customer reviews before you decide to use Credit Union Of Denver.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.33%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Credit Union Of Denver
ALAMEDA
9305 W ALAMEDA AVE
LAKEWOOD, CO 80226
https://www.cudenver.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Credit Union Of Denver CD Rates

Product Rate APY Term View More
6 Month Certificate - 3.65% 6 Month
Min Balance $1,000
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 4 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
12 Month Certificate - 3.50% 12 Month
Min Balance $1,000
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
60 Month Certificate - 3.50% 60 Month
Min Balance $1,000
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
48 Month Certificate - 3.45% 48 Month
Min Balance $1,000
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 4 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
36 Month Certificate - 3.40% 36 Month
Min Balance $1,000
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 4 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
24 Month Certificate - 3.35% 24 Month
Min Balance $1,000
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
24 Month Term Starter Certificate - 3.00% 24 Month
Min Balance $25
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
12 Month Term Starter Certificate - 2.40% 12 Month
Min Balance $25
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 2.40% APY · checked 4 times
1.90%2.40%2.90%Sep 14, 2026: 2.40% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
3 Month Certificate - 1.35% 3 Month
Min Balance $500
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 1.35% APY · checked 4 times
0.85%1.35%1.85%Sep 14, 2026: 1.35% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%

Credit Union Of Denver Savings Rates

Product Rate APY View More
Holiday Savings - 1.25%
Min Deposit $5
Min Balance $0
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 4 times
0.75%1.25%1.75%Sep 14, 2026: 1.25% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Business Savings - 0.05%
Min Deposit $5
Min Balance $5
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Estate Savings - 0.05%
Min Deposit $5
Min Balance $5
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Membership Savings - 0.05%
Min Deposit $5
Min Balance $5
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Secondary Savings - 0.05%
Min Deposit $0
Min Balance $0
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Trust Savings - 0.05%
Min Deposit $5
Min Balance $5
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%

Credit Union Of Denver Money Market Rates

Product Rate APY View More
Mile High Money Market Account - 2.70%
Min Balance $250,000
Details Balance: $250,000 and over
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 2.70% APY · checked 4 times
2.20%2.70%3.20%Sep 14, 2026: 2.70% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Mile High Money Market Account - 2.45%
Min Balance $100,000
Details Balance: $100,000 to $249,999.99
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 2.45% APY · checked 4 times
1.95%2.45%2.95%Sep 14, 2026: 2.45% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Mile High Money Market Account - 2.20%
Min Balance $45,000
Details Balance: $45,000 - $99,999.99
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 2.20% APY · checked 4 times
1.70%2.20%2.70%Sep 14, 2026: 2.20% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Mile High Money Market Account - 1.95%
Min Balance $25,000
Details Balance: $25,000 - $44,999.99
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 1.95% APY · checked 4 times
1.45%1.95%2.45%Sep 14, 2026: 1.95% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
High Yield Money Market Account - 1.00%
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
High Yield Money Market Account - 0.75%
Min Balance $45,000
Details Balance: $45,000 - $99,999.99
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
High Yield Money Market Account - 0.60%
Min Balance $25,000
Details Balance: $25,000 - $44,999.99
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 4 times
0.10%0.60%1.10%Sep 14, 2026: 0.60% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
High Yield Money Market Account - 0.50%
Min Balance $10,000
Details Balance: $10,000 - $24,999.99
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Money Market Account - 0.40%
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 0.40% APY · checked 4 times
0.00%0.45%0.90%Sep 14, 2026: 0.40% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Money Market Account - 0.35%
Min Balance $45,000
Details Balance: $45,000 - $99,999.99
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 4 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Money Market Account - 0.30%
Min Balance $25,000
Details Balance: $25,000 - $44,999.99
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 4 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Money Market Account - 0.25%
Min Balance $10,000
Details Balance: $10,000 - $24,999.99
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Money Market Account - 0.20%
Min Balance $2,500
Details Balance: $2,500 - $9,999.99
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Money Market Account - 0.05%
Min Balance $1,000
Details Balance: $1,000 - $2,499.99
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%

Credit Union Of Denver Checking Rates

Product Rate APY View More
Interest Rewards Checking - 5.00%
Min Balance $0
Details Balance: Up to $10,000.00
Last Updated 10/01/2026
Rate History
No change since Sep 18, 2026 · 5.00% APY · checked 3 times
4.50%5.00%5.50%Sep 18, 2026: 5.00% APYSep 18, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Interest Rewards Checking - 0.20%
Min Balance $10,000
Details Balance: $10,000.01 and over
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Interest Checking - 0.10%
Min Balance $1,000
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%

Credit Union Of Denver Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity HELOC ~ 80% CLTV - - 6.50%
Details As Low As; (current as of 10/01/2026) VAPR
Last Updated 10/02/2026
Rate History
1 change since Sep 14, 2026 · 6.25% → 6.50% ▲ 0.25 pts · high 6.50% / low 6.25%
5.75%6.38%7.00%Sep 14, 2026: 6.25% APROct 2, 2026: 6.50% APRSep 14, 2026Oct 5, 2026
  • Oct 2, 20266.50%▲ from 6.25%
  • Sep 14, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%

Credit Union Of Denver Auto Loan Rates

Product Rate Points APR Term View More
New/Used/Autos/Trucks/Classics - - 6.28% 73 to 84 months
No additional details.
Last Updated 10/01/2026
Rate History
No change since Oct 1, 2026 · 6.28% APR
5.78%6.28%6.78%Oct 1, 2026: 6.28% APROct 1, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%

Credit Union Of Denver RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New & Used RV Loan - 8.25% 121 to 144 months
No additional details.
Last Updated 10/01/2026
Rate History
No change since Sep 18, 2026 · 8.25% APR · checked 3 times
7.75%8.25%8.75%Sep 18, 2026: 8.25% APRSep 18, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
New & Used RV Loan - 8.55% 145 to 180 months
No additional details.
Last Updated 10/01/2026
Rate History
No change since Sep 18, 2026 · 8.55% APR · checked 3 times
8.05%8.55%9.05%Sep 18, 2026: 8.55% APRSep 18, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
New & Used RV Loan - 8.75% 181 to 240 months
No additional details.
Last Updated 10/01/2026
Rate History
No change since Sep 18, 2026 · 8.75% APR · checked 3 times
8.25%8.75%9.25%Sep 18, 2026: 8.75% APRSep 18, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%

Credit Union Of Denver Personal Loan Rates

Product APR Term View More
Personal Loan 6.95%
Details As low as
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 6.95% APR · checked 4 times
6.45%6.95%7.45%Sep 14, 2026: 6.95% APRSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%

Credit Union Of Denver Other Rates

Product Rate Points APY/APR Term View More
Non-Owner Occupied Loan - - 8.09%
Last Updated 10/01/2026
Rate History
No change since Sep 18, 2026 · 8.09% APR · checked 3 times
7.59%8.09%8.59%Sep 18, 2026: 8.09% APRSep 18, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
IRA: Traditional - Roth - Coverdell ESA 12 Month Certificate - - 3.50% 12 Month
Min Balance $1,000
Details Balance: $1,000 and over
Last Updated 10/01/2026
Rate History
No change since Oct 1, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 1, 2026: 3.50% APYOct 1, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
IRA: Traditional - Roth - Coverdell ESA 24 Month Certificate - - 3.35% 24 Month
Min Balance $1,000
Details Balance: $1,000 and over
Last Updated 10/01/2026
Rate History
No change since Oct 1, 2026 · 3.35% APY
2.85%3.35%3.85%Oct 1, 2026: 3.35% APYOct 1, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
IRA: Traditional - Roth - Coverdell ESA 36 Month Certificate - - 3.40% 36 Month
Min Balance $1,000
Details Balance: $1,000 and over
Last Updated 10/01/2026
Rate History
No change since Oct 1, 2026 · 3.40% APY
2.90%3.40%3.90%Oct 1, 2026: 3.40% APYOct 1, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
IRA: Traditional - Roth - Coverdell ESA 48 Month Certificate - - 3.45% 48 Month
Min Balance $1,000
Details Balance: $1,000 and over
Last Updated 10/01/2026
Rate History
No change since Oct 1, 2026 · 3.45% APY
2.95%3.45%3.95%Oct 1, 2026: 3.45% APYOct 1, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
IRA: Traditional - Roth - Coverdell ESA 6 Month Certificate - - 3.65% 6 Month
Min Balance $1,000
Details Balance: $1,000 and over
Last Updated 10/01/2026
Rate History
No change since Oct 1, 2026 · 3.65% APY
3.15%3.65%4.15%Oct 1, 2026: 3.65% APYOct 1, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
IRA: Traditional - Roth - Coverdell ESA 60 Month Certificate - - 3.50% 60 Month
Min Balance $1,000
Details Balance: $1,000 and over
Last Updated 10/01/2026
Rate History
No change since Oct 1, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 1, 2026: 3.50% APYOct 1, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
IRA: Traditional - Roth - Coverdell ESA Savings Account - - 1.00%
Min Balance $0
Details Balance: $0
Last Updated 10/01/2026
Rate History
No change since Oct 1, 2026 · 1.00% APY
0.50%1.00%1.50%Oct 1, 2026: 1.00% APYOct 1, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Representative Payee - - 0.05%
Min Deposit $5
Min Balance $5
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Secured Card Savings - - 0.05%
Min Deposit $5
Min Balance $5
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Transfer to Minors - - 0.05%
Min Deposit $5
Min Balance $5
Last Updated 10/01/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Youth Share Accounts (Age 0-17) 2.00% - 2.01%
Min Deposit $5
Min Balance $0
Details Balance: $5 up to $1,000
Last Updated 10/01/2026
Rate History
No change since Sep 22, 2026 · 2.01% APY · checked 2 times
1.51%2.01%2.51%Sep 22, 2026: 2.01% APYSep 22, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%
Youth Share Accounts (Age 0-17) 0.05% - 0.05%
Min Deposit $5
Min Balance $1,000
Details Balance: $1,000.01 and above
Last Updated 10/01/2026
Rate History
No change since Sep 22, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Sep 22, 2026: 0.05% APYSep 22, 2026Oct 5, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.33%

Financial Health History

Credit Union Of Denver’s Texas Ratio stayed near 1.95% in Q3 2023 to 2.33% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.6% 2.0★ 3.2% 3.0★ 4.7% 4.0★ 6.3% 5.0★ Healthy zone – entire history below the 15% limit 1.95% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 2.33% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$1.2B2.33%5.0A+
March 31, 2026$1.2B2.06%5.0A+
December 31, 2025$1.2B3.47%5.0A+
September 30, 2025$1.2B4.69%5.0A+
June 30, 2025$1.2B4.61%5.0A+
March 31, 2025$1.2B4.48%5.0A+
December 31, 2024$1.2B4.56%5.0A+
September 30, 2024$1.2B4.10%5.0A+
June 30, 2024$1.2B3.01%5.0A+
March 31, 2024$1.5B2.47%5.0A+
December 31, 2023$1.5B2.70%5.0A+
September 30, 2023$1.4B1.95%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Credit Union Of Denver is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union Of Denver rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Credit Union Of Denver's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Credit Union Of Denver
Address 9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
Phone 303-234-1700
Fax 303-239-1141
President FERNANDO ROCHA
CEO CHRISTOPHER WALLACE
Full-Time Employees 151
Part-Time Employees 2
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.33%
Return on Assets (ROA)
0.3178%
Return on Equity (ROE)
2.5143%
Non-Performing Loans Ratio (NPL)
0.48%
Total Assets
1,180,509,852
Total Amount of Shares and Deposits
1,052,384,820
Total Shares and Deposits < 1 Year
1,009,910,785
Total Shares and Deposits 1 3 Years
23,702,641
Total Shares and Deposits > 3 Years
18,771,395
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
157,242,026
Total Uninsured Shares and Deposits > $250K (F+J)
157,242,026
Total Insured Shares and Deposits > $250K (item 17 less item K)
895,142,794
Total Interest Expense (Sum of items 6 8)
10,173,839
Share Certificates
8,087
Number of Accounts for Share Drafts
31,429
IRA KEOGH Accounts
2,622
Number of Accounts for Regular Shares
77,452
All other shares
3,596
Money Market Shares
4,147
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
76,193,459
Total Liabilities
1,057,606,511
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

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Frequently Asked Questions About Credit Union Of Denver

How many branches does Credit Union Of Denver operate?

Credit Union Of Denver currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Credit Union Of Denver?

Yes, to access services at Credit Union Of Denver, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Credit Union Of Denver does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Credit Union Of Denver provides members with tools to manage their accounts and build a solid financial history.

Does Credit Union Of Denver offer online and mobile banking?

Most modern institutions like Credit Union Of Denver provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cudenver.com.

Current Credit Union Of Denver Rates

  • 12-Month CD2.40%
  • 24-Month CD3.00%
  • 60-Month CD3.50%
  • Savings0.05%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.