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Commercial State Bank, of Wagner Rates & Review August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

Commercial State Bank, of Wagner rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Commercial State Bank, of Wagner, and you can see how they compare in the Commercial State Bank, of Wagner rate tables below. MonitorBankRates evaluates the financial stability of Commercial State Bank, of Wagner with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.86%. Database rates last updated and verified on 08/30/2026.

Commercial State Bank, of Wagner money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Commercial State Bank, of Wagner? Share your experience about Commercial State Bank, of Wagner by leaving a review below, or read customer reviews before you decide to use Commercial State Bank, of Wagner.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A-
Very Good Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
14.86%
Excellent Higher than avg
Commercial State Bank, of Wagner
204 S Main Ave
Wagner, SD 57380
https://www.commercialstate.com
Member FDIC

Current Rate Availability

We're not currently displaying rates for Commercial State Bank, of Wagner, but our database is updated constantly — check back soon for the latest offers.

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Commercial State Bank, of Wagner is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Commercial State Bank, of Wagner rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Commercial State Bank, of Wagner's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Commercial State Bank, of Wagner
Bank Holding Company COMMERCIAL HOLDING CO
Address 204 S Main Ave, Wagner, SD 57380  ·  Charles Mix
Website https://www.commercialstate.com
FDIC Certificate # 9932
Established 05/31/1902
FDIC Insurance Date 01/01/1934
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-
Overall Health Grade Score: 93/100
5.0
Exceptional Out of 5.0 Stars
14.86%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3087%
Return on Equity (ROE) 15.6600%
Non-Performing Loans (NPL) 1.05%
Total Assets $255,446,000
Total Deposits $211,518,000
Equity Capital $27,576,000
Net Income $4,667,000
Headquarters Wagner
Total Branches and Offices 1
Source: FDIC  |  Last Updated 12/31/2025
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Commercial State Bank, of Wagner earned the Verified Healthy badge

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Customer Reviews

There are no reviews for Commercial State Bank, of Wagner yet. Feel free to create one below.
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Frequently Asked Questions About Commercial State Bank, of Wagner

How many branches does Commercial State Bank, of Wagner operate?

Commercial State Bank, of Wagner currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Commercial State Bank, of Wagner does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Commercial State Bank, of Wagner provides members with tools to manage their accounts and build a solid financial history.

Does Commercial State Bank, of Wagner offer online and mobile banking?

Most modern institutions like Commercial State Bank, of Wagner provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.commercialstate.com.

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