Betterment CD Rates, Savings & Money Market Rates, Mortgage, Reviews

Today's 12-month CD rates can be found at 1.00%, 6-month CD rates at 0.05% and 3-month CD rates at 2.35%. Current savings rates are at 5.05% and money market rates are at 4.00%. Mortgage rates today on 30-year fixed loans are around 7.17%. All these rates, are more, can be found in our database of rates. Betterment's savings rates are at 4.75%.

To see how these rates compare to Betterment rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Betterment, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Betterment CD rates. You can also compare savings rates, MMA rates and mortgage rates using our other rate lists.

Given that Betterment's CD rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Betterment? Share your experience about Betterment by leaving a review below, or read customer reviews before you decide to use Betterment.

Rate

APY

vs Avg

12-Month CD

N/A

2.90%

18-Month CD

N/A

2.57%

24-Month CD

N/A

2.46%

36-Month CD

N/A

2.30%

48-Month CD

N/A

2.17%

60-Month CD

N/A

2.27%

Savings

4.75%

0.97%

MMA

N/A

1.66%

30-Year Fixed

N/A

7.30%

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Betterment CD Rates and Interest Rates

Betterment

Savings (Cash Reserve New Money)

5.50%

$10

Betterment

Savings (Cash Reserve)

4.75%

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Betterment Rates with Other Competitive Bank and Credit Union Rates

Murphy Bank

24-Month CD

3.60%

$1,000

First Seacoast Bank

9-Month CD

5.30%

$2,500

Main Bank

60-Month CD

2.90%

$1,000

Vanguard

6-Month CD

5.45%

$1,000

First Federal S&L of Greene Co

6-Month CD

1.00%

$500

Compare Betterment Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Old National Bank

30-Year Fixed FHA

7.250%

9.002%

0.000

First Nations Bank

30-Year Fixed

8.375%

8.498%

0.000

Lake Shore Savings Bank

30-Year Fixed

8.250%

8.411%

0.000

Old National Bank

5/6M SOFR ARM

8.250%

8.361%

0.000

Lake Shore Savings Bank

20-Year Fixed

8.150%

8.354%

0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

The Top Savings Rates and MMA Rates: Maximize Your Annual Return

In 2023, high-yield savings accounts are offering surprisingly attractive rates, making an excellent time to grow your savings. Below are the best savings rates listed in our database of rates. The top choices based on their Annual Percentage Yield (APY), along with the minimum deposit required and the interest you could earn annually on deposits of $10,000 and $100,000.

Elevault leads the pack with their Savings Account offering a remarkable 5.50% APY. With no minimum deposit required, you could earn $550 annually on a $10,000 deposit and $5,500 on a $100,000 deposit.

Betterment comes in close competition, also offering a 5.50% APY through their Savings Special (boosted APY) account. The minimum deposit is a mere $10, and the interest earned annually would be $550 on a $10,000 deposit and $5,500 on a $100,000 deposit.

Top 10 Promotional CD Rates Listed on MonitorBankRates.com: Best CD Rate at 6.00%

Looking to grow your savings with CD rates more than 10x the national average CD rates? Here's a list of the top 10 promotional CD (Certificate of Deposit) listed in our database of promotional CD rates. You can search for and compare CD rates from banks and credit unions, we monitor all banks and credit unions to find the best rates available.

Best of the Best: Connex Credit Union at 6.00%

Connex Credit Union offers an unbeatable 6.00% APY on their 11-Month CD Special. You'll need at least $500 to open this account.

Explore Other Rate Deals

Friends Bank Certificates of Deposit

Friends Bank headquartered in New Smyrna Beach, Florida, is advertising both regular certificates of deposit and Individual Retirement Account (IRA) certificates of deposit. While there are other rates that may be higher, the bank's best CD rates are competitive and beat the national average CD rate.

Highest Savings Account Rates at 1.05% This Week

We do anticipate deposit rates moving higher in the coming months when the Fed increases the fed funds rate. Hopefully by the end of 2015, the best savings rates will be above 2.00 percent. Below is a quick rundown of the current highest savings rates and money market rates available.

Mortgage Rates Decline: 30 Year Mortgage Rates at 4.78%, 15 year Mortgage Rates at 4.27%

Mortgage rates declined this week over last following U.S. Treasury yields lower. Mortgage rates headed lower late last week when the disappointing job numbers for May came out and the debt crisis in Europe continued with Hungary being the latest concern. 30 year mortgage rates are down to 4.78 percent this week over last, down from the previous week's average mortgage rate of 4.96 percent.