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Basile State Bank

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Basile State Bank Rates & Review August 2026

Q: How many branches does Basile State Bank operate?

Basile State Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Basile State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Basile State Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

Basile State Bank rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Basile State Bank, and you can see how they compare in the Basile State Bank rate tables below. MonitorBankRates evaluates the financial stability of Basile State Bank with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.45%. Database rates last updated and verified on 08/30/2026.

Basile State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Basile State Bank? Share your experience about Basile State Bank by leaving a review below, or read customer reviews before you decide to use Basile State Bank.

Verified Healthy Use This Badge on Your Bank Website

Overall Health & Safety Grade

A-

Very Good Health Score: 93/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

14.45%

Excellent Higher than avg

Basile State Bank

3031 Stagg Ave
Basile, LA 70515

https://www.basilebank.com

Current Rate Availability

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Basile State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Basile State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Basile State Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Basile State Bank

Bank Holding Company BASILE BANCSHARES INC

Address 3031 Stagg Ave, Basile, LA 70515 · Acadia

Website https://www.basilebank.com

FDIC Certificate # 17621

Established 07/02/1956

FDIC Insurance Date 07/02/1956

Domestic Offices 3

Total Branches 3

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-

Overall Health Grade Score: 93/100

5.0

Exceptional Out of 5.0 Stars

14.45%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 2.1240%

Return on Equity (ROE) 19.1100%

Non-Performing Loans (NPL) 1.06%

Total Assets $80,817,000

Total Deposits $71,634,000

Equity Capital $8,712,000

Net Income $1,241,000

Headquarters Basile

Total Branches and Offices 3

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

Basile State Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Frequently Asked Questions About Basile State Bank

How many branches does Basile State Bank operate?

Basile State Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Basile State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Basile State Bank provides members with tools to manage their accounts and build a solid financial history.

Does Basile State Bank offer online and mobile banking?

Most modern institutions like Basile State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.basilebank.com.