Auto Loan Rates in Trion, Georgia (GA) for June 2026
Brian McKay
Brian McKay
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Current auto loan rates in Trion, Georgia include Faith Connection Federal Credit UnionFaith Connection Federal Credit UnionA+5.0 ★Texas Ratio: 2.22% offering Auto Loan at 2.99%, Lanier Federal Credit UnionLanier Federal Credit UnionA+5.0 ★Texas Ratio: 2.91% offering New Autos - 2024 Year Model (Max 50K miles) Minimum loan amount k at 3.75%, CDC Federal Credit UnionCDC Federal Credit UnionA+5.0 ★Texas Ratio: 4.20% offering New Auto 0-24 Months at 4.00%, Associated Credit UnionAssociated Credit UnionA+5.0 ★Texas Ratio: 2.28% offering Vehicle Loan at 4.00%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Auto Loans at 4.14%. Auto loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Trion borrowers have access to 16 lenders serving the Georgia area, with auto loan rates as low as 2.99% APR from Faith Connection Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Trion, Georgia. Auto Loan Rates Last Updated and Verified: June 16, 2026
Compare Auto Loan Rates Today in Trion, Georgia & Surrounding Area
Trion Auto Loan Rates
Introductory rate for 6 months, after the 6 month period rate will default to standard rate set through the credit union. Terms and Conditions Apply. See credit union for full details.
$40; New Autos: Purchase/Refinance (add .5% for cash out)
$40; New Autos: Purchase/Refinance (add .5% for cash out)
Best APR: 2.50%
Best APR: 2.50%
Best APR: 2.50%
Model Year(s): 2026 - 2023 NADA Retail / MSRP
As Low As; 2026 & Newer
Best APR: 2.70%
Best APR: 2.70%
Best APR: 2.70%
$40; New Autos: Purchase/Refinance (add .5% for cash out)
For qualified borrowers, the Credit Union can finance up to 135% of MSRP or NADA Retail INCLUDES tax, tag, warranty. In addition GAP Protection may be added. 76- 84 months on new vehicles requires invoice or NADA retail value greater than $12,500.00. Proof of insurance is required with $1,000 deductible standard.
$40; New Autos: Purchase/Refinance (add .5% for cash out)
All rates are subject to change without notice. Your actual rate, payment, and costs could be higher. APR (Annual Percentage Rate). A lower credit score may cause a higher loan rate. Your APR is based on credit worthiness, loan amount, current mileage, term of the loan and loan to value.
Loan Amount: $2,500+
For qualified borrowers, the Credit Union can finance up to 135% of MSRP or NADA Retail INCLUDES tax, tag, warranty. In addition GAP Protection may be added. 76- 84 months on new vehicles requires invoice or NADA retail value greater than $12,500.00. Proof of insurance is required with $1,000 deductible standard.
Loan Amount: $2,500+
Best APR: 3.40%
$40; New Autos: Purchase/Refinance (add .5% for cash out)
Model Year(s): 2022 - 2021 NADA Retail
Best APR: 3.60%
As Low As; 2023 - 2025*
Loan Amount: $2,500+
Rates from 5.23% APR for new Cars. Annual Percentage Rate (APR) is accurate as of 02/02/2026 and includes a one-time $150 loan origination fee and 0.65% interest rate discount for automatic payment draft from a SouthState checking account. Minimum loan amount $4,000; maximum loan amount $150,000. 5.23% APR is based on an example loan amount of $42,500 for a term of 72 months with monthly payments of $686.61. Additional fees may apply. Other restrictions may apply. Your actual APR may vary based on creditworthiness, loan amount, loan term and vehicle. Rates, terms and conditions are subject to change based on borrower eligibility and market conditions. All loans are subject to credit approval.
Bay; As Low As
Loan Amount: $5,000+
Loan Amount: $2,500+
Fixed Rate
Model Year(s): 2020 - 2019 NADA Retail
Loan Amount: $15,000+
For qualified borrowers, the Credit Union can finance up to 135% of MSRP or NADA Retail INCLUDES tax, tag, warranty. In addition GAP Protection may be added. 76- 84 months on new vehicles requires invoice or NADA retail value greater than $12,500.00. Proof of insurance is required with $1,000 deductible standard.
Best APR: 4.40%
Fixed Rate
Loan Amount: $15,000+
Best APR: 4.60%
As Low As
Loan Amount: $20,000+
Loan Amount: $20,000+
Bay; As Low As
Loan Amount: $40,000+
Loan Amount: $40,000+
Trion New Auto Auto Loan Rates
$40; New Autos: Purchase/Refinance (add .5% for cash out)
$40; New Autos: Purchase/Refinance (add .5% for cash out)
Best APR: 2.50%
Best APR: 2.50%
Best APR: 2.50%
$40; New Autos: Purchase/Refinance (add .5% for cash out)
For qualified borrowers, the Credit Union can finance up to 135% of MSRP or NADA Retail INCLUDES tax, tag, warranty. In addition GAP Protection may be added. 76- 84 months on new vehicles requires invoice or NADA retail value greater than $12,500.00. Proof of insurance is required with $1,000 deductible standard.
$40; New Autos: Purchase/Refinance (add .5% for cash out)
All rates are subject to change without notice. Your actual rate, payment, and costs could be higher. APR (Annual Percentage Rate). A lower credit score may cause a higher loan rate. Your APR is based on credit worthiness, loan amount, current mileage, term of the loan and loan to value.
For qualified borrowers, the Credit Union can finance up to 135% of MSRP or NADA Retail INCLUDES tax, tag, warranty. In addition GAP Protection may be added. 76- 84 months on new vehicles requires invoice or NADA retail value greater than $12,500.00. Proof of insurance is required with $1,000 deductible standard.
Best APR: 3.40%
$40; New Autos: Purchase/Refinance (add .5% for cash out)
Fixed Rate
For qualified borrowers, the Credit Union can finance up to 135% of MSRP or NADA Retail INCLUDES tax, tag, warranty. In addition GAP Protection may be added. 76- 84 months on new vehicles requires invoice or NADA retail value greater than $12,500.00. Proof of insurance is required with $1,000 deductible standard.
Best APR: 4.40%
Trion Used Auto Auto Loan Rates
Best APR: 2.70%
Best APR: 2.70%
Best APR: 2.70%
Best APR: 3.60%
Fixed Rate
Best APR: 4.60%
Trion, GA Auto Loan Rate Trends
Compare local Trion, GA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Georgia new auto rates fell 0.166 points over the past 7 days to 4.561% APR.
Georgia used auto rates rose 0.104 points over the past 7 days to 5.604% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Trion, Georgia auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Trion, Georgia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Trion, Georgia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in GA.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Trion, Georgia
How does my credit score affect my car loan rate in Georgia?
Is it better to finance through a dealership or a bank?
What is the difference between New and Used Auto Loan rates?
How long should my auto loan term be?
What are the best Auto Loan rates in Trion, Georgia?
- Faith Connection Federal Credit Union: 2.99% (Auto Loan)
- Lanier Federal Credit Union: 3.75% (New Autos - 2024 Year Model (Max 50K miles) Minimum loan amount k)
- CDC Federal Credit Union: 4.00% (New Auto 0-24 Months)
- Associated Credit Union: 4.00% (Vehicle Loan)
- Baxter Credit Union: 4.14% (Auto Loans)
