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Auto Loan Rates in Tenakee Springs, Alaska (AK) for May 2026

Current auto loan rates in Tenakee Springs, Alaska include TONGASSTONGASSA+5.0 ★Texas Ratio: 0.00% offering New & Used Auto Loans at 2.50%, NORTHERN SKIESNORTHERN SKIESA+5.0 ★Texas Ratio: 2.27% offering New Auto Loan at 4.99%, TRUE NORTHTRUE NORTHA+5.0 ★Texas Ratio: 0.00% offering Autos at 5.45%, Alaska District Engineers Federal Credit UnionAlaska District Engineers Federal Credit UnionA+5.0 ★Texas Ratio: 0.51% offering New/Used Auto at 5.50%, MAC Federal Credit UnionMAC Federal Credit UnionA5.0 ★Texas Ratio: 9.47% offering New Vehicles at 6.39%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.

Tenakee Springs borrowers have access to 5 lenders serving the Alaska area, with auto loan rates as low as 2.50% APR from TONGASS. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Tenakee Springs, Alaska. Auto Loan Rates Last Updated and Verified: May 12, 2026

Compare Auto Loan Rates Today in Tenakee Springs, Alaska & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
TONGASS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto Loans
2.50%
24-84
APR2.50%
Term24-84
Last UpdatedMay 12, 2026
Details

NORTHERN SKIES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
New Auto Loan
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 84 months (APR may vary)

NORTHERN SKIES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Used Auto Loan
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 84 months (APR may vary)

TRUE NORTH
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Autos
5.45%
12-60 months
APR5.45%
Term12-60 months
Last UpdatedMay 12, 2026
Details

As Low As

Alaska District Engineers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New/Used Auto
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedMay 6, 2026
Details

84 months max

TONGASS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto Loans
5.50%
24-84
APR5.50%
Term24-84
Last UpdatedMay 12, 2026
Details

TRUE NORTH
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Autos
5.65%
84 months
APR5.65%
Term84 months
Last UpdatedMay 12, 2026
Details

As Low As

MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
New Vehicles
6.39%
120 months
APR6.39%
Term120 months
Last UpdatedMay 6, 2026
Details

As Low As

MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
Used Vehicles
6.49%
96 months
APR6.49%
Term96 months
Last UpdatedMay 6, 2026
Details

As Low As

TRUE NORTH
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Autos
6.65%
96 months
APR6.65%
Term96 months
Last UpdatedMay 12, 2026
Details

As Low As

TRUE NORTH
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Autos
7.15%
120 months
APR7.15%
Term120 months
Last UpdatedMay 12, 2026
Details

As Low As

NORTHERN SKIES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Classics & Collectibles Auto Loan
8.50%
72 Months
APR8.50%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 72 months (APR may vary)

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
TONGASS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto Loans
2.50%
24-84
APR2.50%
Term24-84
Last UpdatedMay 12, 2026
Details

NORTHERN SKIES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
New Auto Loan
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 84 months (APR may vary)

Alaska District Engineers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New/Used Auto
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedMay 6, 2026
Details

84 months max

TONGASS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto Loans
5.50%
24-84
APR5.50%
Term24-84
Last UpdatedMay 12, 2026
Details

MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
New Vehicles
6.39%
120 months
APR6.39%
Term120 months
Last UpdatedMay 6, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
TONGASS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto Loans
2.50%
24-84
APR2.50%
Term24-84
Last UpdatedMay 12, 2026
Details

NORTHERN SKIES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Used Auto Loan
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 84 months (APR may vary)

Alaska District Engineers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New/Used Auto
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedMay 6, 2026
Details

84 months max

TONGASS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto Loans
5.50%
24-84
APR5.50%
Term24-84
Last UpdatedMay 12, 2026
Details

MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
Used Vehicles
6.49%
96 months
APR6.49%
Term96 months
Last UpdatedMay 6, 2026
Details

As Low As

Tenakee Springs, AK Auto Loan Rate Trends

Compare local Tenakee Springs, AK auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Alaska Auto Trends →
New Auto Loan — AK Avg
5.754%
▲ 0.128 vs 7 days ago

Alaska new auto rates rose 0.128 points over the past 7 days to 5.754% APR.

Used Auto Loan — AK Avg
6.049%
▲ 0.035 vs 7 days ago

Alaska used auto rates rose 0.035 points over the past 7 days to 6.049% APR.

As of May 12, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Tenakee Springs, Alaska

How does my credit score affect my car loan rate in Alaska?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Tenakee Springs, Alaska with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Alaska *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Tenakee Springs, Alaska typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Tenakee Springs, Alaska?

Based on our current data, some of the lowest auto loan rates available in Tenakee Springs, Alaska include:
  • TONGASS: 2.50% (New & Used Auto Loans)
  • NORTHERN SKIES: 4.99% (New Auto Loan)
  • TRUE NORTH: 5.45% (Autos)
  • Alaska District Engineers Federal Credit Union: 5.50% (New/Used Auto)
  • MAC Federal Credit Union: 6.39% (New Vehicles)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Tenakee Springs, Alaska. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026