Auto Loan Rates in Sitka, Alaska (AK) for March 2026
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Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Sitka, Alaska. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Sitka, Alaska include TONGASSTONGASS401 Halibut Point Rd, Sitka, AK, 99835 7301A+5.0 ★Texas Ratio: 0.00% offering New & Used Auto Loans at 2.50%, Alaska Air Group Federal Credit UnionAlaska Air Group Federal Credit Union1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077A+5.0 ★Texas Ratio: 0.33% offering New Auto (2021 and Newer) at 4.74%, Nuvision Federal Credit UnionNuvision Federal Credit Union440 E 36th Ave, Anchorage, AK, 99503 4172A+5.0 ★Texas Ratio: 3.70% offering New Cars at 5.14%, TRUE NORTHTRUE NORTH2777 Postal Way, Juneau, AK, 99801A+5.0 ★Texas Ratio: 0.00% offering Autos at 5.45%, Alaska District Engineers Federal Credit UnionAlaska District Engineers Federal Credit Union2204 3RD ST STE 10, JBER, AK, 99506 1518A+5.0 ★Texas Ratio: 0.51% offering New/Used Auto at 5.50%.
Auto loan rates in Sitka, Alaska are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Sitka, Alaska. Auto Loan Rates Last Updated and Verified: March 20, 2026
Compare Auto Loan Rates Today in Sitka, Alaska & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
TONGASS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
401 Halibut Point Rd, Sitka, AK, 99835 7301
New & Used Auto Loans
2.50%
24-84
▼
APR2.50%
Term24-84
Last UpdatedMar 15, 2026
Details
TONGASS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
401 Halibut Point Rd, Sitka, AK, 99835 7301
New & Used Auto Loans
5.50%
24-84
▼
APR5.50%
Term24-84
Last UpdatedMar 15, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
New Auto (2021 and Newer)
4.74%
4 years
▼
APR4.74%
Term4 years
Last UpdatedMar 16, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
New Auto (2021 and Newer)
4.99%
5 years
▼
APR4.99%
Term5 years
Last UpdatedMar 16, 2026
Details
As Low As
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
440 E 36th Ave, Anchorage, AK, 99503 4172
New Cars
5.14%
84 Months
▼
APR5.14%
Term84 Months
Last UpdatedMar 17, 2026
Details
2025-2026 models with less
than 7,500 miles.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
New Auto (2021 and Newer)
5.24%
6 years
▼
APR5.24%
Term6 years
Last UpdatedMar 16, 2026
Details
As Low As
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
440 E 36th Ave, Anchorage, AK, 99503 4172
Used Cars
5.34%
84 Months
▼
APR5.34%
Term84 Months
Last UpdatedMar 17, 2026
Details
2017-2025 models.
TRUE NORTH
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2777 Postal Way, Juneau, AK, 99801
Autos
5.45%
12-60
▼
APR5.45%
Term12-60
Last UpdatedMar 15, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
New Auto (2021 and Newer)
5.49%
7 years
▼
APR5.49%
Term7 years
Last UpdatedMar 16, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
Used Auto (Models 2017 - 2020)
5.49%
4 years
▼
APR5.49%
Term4 years
Last UpdatedMar 16, 2026
Details
As Low As
Alaska District Engineers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
2204 3RD ST STE 10, JBER, AK, 99506 1518
New/Used Auto
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 17, 2026
Details
TRUE NORTH
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2777 Postal Way, Juneau, AK, 99801
Autos
5.65%
84 Months
▼
APR5.65%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
Used Auto (Models 2017 - 2020)
5.74%
5 years
▼
APR5.74%
Term5 years
Last UpdatedMar 16, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
Used Auto (Models 2017 - 2020)
5.99%
6 years
▼
APR5.99%
Term6 years
Last UpdatedMar 16, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
Used Auto (Models 2017 - 2020)
6.24%
7 years
▼
APR6.24%
Term7 years
Last UpdatedMar 16, 2026
Details
As Low As
MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
3700 Santiago St, Fort Wainwright, AK, 99703
New Vehicles
6.39%
120 months
▼
APR6.39%
Term120 months
Last UpdatedMar 20, 2026
Details
As Low As
MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
3700 Santiago St, Fort Wainwright, AK, 99703
Used Vehicles
6.49%
96 months
▼
APR6.49%
Term96 months
Last UpdatedMar 20, 2026
Details
As Low As
TRUE NORTH
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2777 Postal Way, Juneau, AK, 99801
Autos
6.65%
96 Months
▼
APR6.65%
Term96 Months
Last UpdatedMar 15, 2026
Details
As Low As
TRUE NORTH
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2777 Postal Way, Juneau, AK, 99801
Autos
7.15%
120 Months
▼
APR7.15%
Term120 Months
Last UpdatedMar 15, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
TONGASS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
401 Halibut Point Rd, Sitka, AK, 99835 7301
New & Used Auto Loans
2.50%
24-84
▼
APR2.50%
Term24-84
Last UpdatedMar 15, 2026
Details
TONGASS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
401 Halibut Point Rd, Sitka, AK, 99835 7301
New & Used Auto Loans
5.50%
24-84
▼
APR5.50%
Term24-84
Last UpdatedMar 15, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
New Auto (2021 and Newer)
4.74%
4 years
▼
APR4.74%
Term4 years
Last UpdatedMar 16, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
New Auto (2021 and Newer)
4.99%
5 years
▼
APR4.99%
Term5 years
Last UpdatedMar 16, 2026
Details
As Low As
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
440 E 36th Ave, Anchorage, AK, 99503 4172
New Cars
5.14%
84 Months
▼
APR5.14%
Term84 Months
Last UpdatedMar 17, 2026
Details
2025-2026 models with less
than 7,500 miles.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
New Auto (2021 and Newer)
5.24%
6 years
▼
APR5.24%
Term6 years
Last UpdatedMar 16, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
New Auto (2021 and Newer)
5.49%
7 years
▼
APR5.49%
Term7 years
Last UpdatedMar 16, 2026
Details
As Low As
Alaska District Engineers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
2204 3RD ST STE 10, JBER, AK, 99506 1518
New/Used Auto
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 17, 2026
Details
MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
3700 Santiago St, Fort Wainwright, AK, 99703
New Vehicles
6.39%
120 months
▼
APR6.39%
Term120 months
Last UpdatedMar 20, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
TONGASS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
401 Halibut Point Rd, Sitka, AK, 99835 7301
New & Used Auto Loans
2.50%
24-84
▼
APR2.50%
Term24-84
Last UpdatedMar 15, 2026
Details
TONGASS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
401 Halibut Point Rd, Sitka, AK, 99835 7301
New & Used Auto Loans
5.50%
24-84
▼
APR5.50%
Term24-84
Last UpdatedMar 15, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
440 E 36th Ave, Anchorage, AK, 99503 4172
Used Cars
5.34%
84 Months
▼
APR5.34%
Term84 Months
Last UpdatedMar 17, 2026
Details
2017-2025 models.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
Used Auto (Models 2017 - 2020)
5.49%
4 years
▼
APR5.49%
Term4 years
Last UpdatedMar 16, 2026
Details
As Low As
Alaska District Engineers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
2204 3RD ST STE 10, JBER, AK, 99506 1518
New/Used Auto
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 17, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
Used Auto (Models 2017 - 2020)
5.74%
5 years
▼
APR5.74%
Term5 years
Last UpdatedMar 16, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
Used Auto (Models 2017 - 2020)
5.99%
6 years
▼
APR5.99%
Term6 years
Last UpdatedMar 16, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
Used Auto (Models 2017 - 2020)
6.24%
7 years
▼
APR6.24%
Term7 years
Last UpdatedMar 16, 2026
Details
As Low As
MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
3700 Santiago St, Fort Wainwright, AK, 99703
Used Vehicles
6.49%
96 months
▼
APR6.49%
Term96 months
Last UpdatedMar 20, 2026
Details
As Low As
Powered by
MonitorBankRates
Frequently Asked Questions about Auto Loans in Sitka, Alaska
How does my credit score affect my car loan rate in Alaska?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Sitka, Alaska with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Alaska *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Sitka, Alaska typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Sitka, Alaska?
Based on our current data, some of the lowest auto loan rates available in Sitka, Alaska include:
- TONGASS: 2.50% (New & Used Auto Loans)
- Alaska Air Group Federal Credit Union: 4.74% (New Auto (2021 and Newer))
- Nuvision Federal Credit Union: 5.14% (New Cars)
- TRUE NORTH: 5.45% (Autos)
- Alaska District Engineers Federal Credit Union: 5.50% (New/Used Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Sitka, Alaska. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026
