Alexandria, South Dakota (SD) Savings Rates - April 2026
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Brian McKay
Brian McKay
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Alexandria, South Dakota and the surrounding area include OAB One American BankOAB One American BankA+5.0 ★Texas Ratio: 3.42% Savings at 3.30% APY, SNB Security National Bank of SDSNB Security National Bank of SDA+5.0 ★Texas Ratio: 0.00% Sidekick Savings at 3.25% APY, Merchants State BankMerchants State BankA+5.0 ★Texas Ratio: 2.01% Traditional IRA Savings at 3.25% APY, Heritage Bank N.A.Heritage Bank N.A.A5.0 ★Texas Ratio: 6.65% JUMBO SAVINGS ACCOUNT at 2.77% APY, and Area Federal Credit UnionArea Federal Credit UnionA+5.0 ★Texas Ratio: 1.54% ROTH IRA SHARES at 2.53% APY.
Alexandria is a smaller community with no bank or credit union branches currently in our database. 60 institutions serving the South Dakota area are available to Alexandria residents, with savings rates as high as 3.30% APY from OAB One American Bank. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Alexandria, South Dakota and the surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Savings Rates in Alexandria, South Dakota & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 3, 2026
Details
OAB One American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Savings+ Account
3.30%
$50,000
▼
Rate0.00%
Min Deposit$50,000
Min Balance—
UpdatedApr 3, 2026
Details
Qualifying balance up to $50,000.00
SNB Security National Bank of SD
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Sidekick Savings
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Merchants State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
Traditional IRA Savings
3.25%
$50
▼
Rate3.20%
Min Deposit$50
Min Balance—
UpdatedApr 4, 2026
Details
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 3, 2026
Details
Heritage Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
JUMBO SAVINGS ACCOUNT
2.77%
$0
▼
Rate2.74%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
ROTH IRA SHARES
2.53%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
EDUCATION IRA SHARES
2.53%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 3, 2026
Details
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
First Dakota National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
eSavings Account Rate1
2.37%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Heritage Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
Health Savings Account (HSA)
2.02%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedApr 2, 2026
Details
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 3, 2026
Details
First Premier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
PREMIER Kids Club Savings Account
1.81%
$50
▼
Rate1.80%
Min Deposit$50
Min Balance—
UpdatedMar 26, 2026
Details
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Heritage Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
JUMBO SAVINGS ACCOUNT
1.53%
$0
▼
Rate1.52%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
SNB Security National Bank of SD
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Money Market Gold Plus Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
First National Bank in Philip
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Regular Savings
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Consumers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Savings Share Accounts
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$25,000.00 and over
Consumers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
IRA Savings Accounts
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
N/A
First National Bank in Philip
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Health Savings
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
SUPER SHARES
1.01%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Share IRAs
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Norstar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Pee Wee Penguin Shares
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
For children under 12 years of age
Merchants State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
Money Market Savings Account
1.00%
$2,500
▼
Rate0.99%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
OAB One American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Simply Savings
1.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 3, 2026
Details
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
OAB One American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Simply Savings
0.75%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 3, 2026
Details
Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
REGULAR SHARES
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
SECONDARY SHARES
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
SUPER SHARES
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Traditional/Roth IRA Shares
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Coverdell Education Savings
0.75%
$1
▼
Rate0.75%
Min Deposit$1
Min Balance—
UpdatedApr 2, 2026
Details
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Christmas Club Shares
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Money Market Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Share Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Avanti Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.32%
Regular Shares/Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
East River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Health Savings Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Consumers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Savings Share Accounts
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Under $25,000.00
Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
IRA Share Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
East River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Kasasa Saver - Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $10,000.00
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Christmas Savings
0.20%
$10
▼
Rate0.20%
Min Deposit$10
Min Balance—
UpdatedMar 28, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Regular Savings
0.20%
$10
▼
Rate0.20%
Min Deposit$10
Min Balance—
UpdatedMar 28, 2026
Details
(Dividends paid 12/31/2025)
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Variable IRA Savings
0.20%
$100
▼
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Alexandria, SD Savings Rate Trends
Compare local Alexandria, SD savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — SD Avg
1.999%
▲ 1.949 vs 7 days ago
South Dakota high-yield savings rates rose 1.949 points over the past 7 days to 1.999% APY, up from 0.050%.
Standard Savings — SD Avg
1.168%
▲ 0.867 vs 7 days ago
South Dakota standard savings rates rose 0.867 points over the past 7 days to 1.168% APY, up from 0.301%.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Alexandria, South Dakota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Alexandria, South Dakota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in SD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Alexandria, South Dakota
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in South Dakota, help your money grow faster through a higher APY.
Are savings accounts in Alexandria, South Dakota safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in South Dakota up to $250,000 per depositor, per institution.
How often do savings rates change in Alexandria, South Dakota?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local South Dakota rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Alexandria, South Dakota may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Alexandria, South Dakota?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Alexandria, South Dakota offer in-person customer service, which some customers prefer.
How do I open a savings account in Alexandria, South Dakota?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Alexandria, South Dakota
Here are recent savings rates observed in Alexandria, South Dakota and the surrounding area:
- OAB One American Bank
Savings — 3.30% APY - SNB Security National Bank of SD
Sidekick Savings — 3.25% APY - Merchants State Bank
Traditional IRA Savings — 3.25% APY - Heritage Bank N.A.
JUMBO SAVINGS ACCOUNT — 2.77% APY - Area Federal Credit Union
ROTH IRA SHARES — 2.53% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Alexandria, South Dakota. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026
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