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North Dakota Savings Rate Trends

Lansford, North Dakota (ND) Savings Rates - April 2026

The best savings rates for Lansford, North Dakota and the surrounding area include Service Federal Credit UnionService Federal Credit UnionA5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY, Med Park Credit UnionMed Park Credit UnionA+5.0 ★Texas Ratio: 0.18% Savings Account at 5.10% APY, First State Bank (ND)First State Bank (ND)A+5.0 ★Texas Ratio: 0.17% Vision Savings at 3.80% APY, Bell BankBell BankA+5.0 ★Texas Ratio: 2.41% IRA Variable Rate Savings at 3.56% APY, and Border BankBorder BankA+5.0 ★Texas Ratio: 3.69% Limited Edition Savings Account at 3.30% APY.

Lansford is a smaller community with no bank or credit union branches currently in our database. 60 institutions serving the North Dakota area are available to Lansford residents, with savings rates as high as 10.00% APY from Service Federal Credit Union. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Lansford, North Dakota and the surrounding area. Last Updated and Verified: April 4, 2026

Compare the Best Savings Rates in Lansford, North Dakota & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
Deployed Warrior Savings
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Med Park Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Savings Account
5.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
Primary Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

First State Bank (ND)
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Vision Savings
3.80%
$100
Rate3.75%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
IRA Variable Rate Savings
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Border Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Limited Edition Savings Account
3.30%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $25,000.00

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
Growth Savings
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Elite Money Market Savings*
3.01%
$0
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Savings
3.00%
$100
Rate3.00%
Min Deposit$100
Min Balance
UpdatedApr 3, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
IRA Shares
2.00%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Western Cooperative Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
Pledge of Savings Loan
2.00%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Forward Money Market Savings
2.00%
$5,000
Rate1.98%
Min Deposit$5,000
Min Balance
UpdatedApr 2, 2026
Details

$5,000 minimum opening deposit

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Business Forward Money Market Savings
2.00%
$5,000
Rate1.98%
Min Deposit$5,000
Min Balance
UpdatedApr 2, 2026
Details

$5,000 minimum opening deposit

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
IRA Shares
1.80%
$0
Rate1.80%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
IRA Savings
1.76%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
High Yield Savings
1.76%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Premier 22 Savings
1.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
Thrive Savings Account
1.61%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Grow your money with up to 1.61% APY

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
Thrive Savings
1.61%
$0
Rate1.60%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Business Forward Money Market Savings
1.60%
$5,000
Rate1.59%
Min Deposit$5,000
Min Balance
UpdatedApr 2, 2026
Details

$5,000 minimum opening deposit

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Forward Money Market Savings
1.60%
$5,000
Rate1.59%
Min Deposit$5,000
Min Balance
UpdatedApr 2, 2026
Details

$5,000 minimum opening deposit

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Forward Money Market Savings
1.55%
$5,000
Rate1.54%
Min Deposit$5,000
Min Balance
UpdatedApr 2, 2026
Details

$5,000 minimum opening deposit

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Business Forward Money Market Savings
1.55%
$5,000
Rate1.54%
Min Deposit$5,000
Min Balance
UpdatedApr 2, 2026
Details

$5,000 minimum opening deposit

Hometown Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
Youth Share Savings
1.50%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

ages 21 and under only

United Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
IRA Share Accounts
1.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
IRA Savings Account
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Forward Money Market Savings
1.40%
$5,000
Rate1.39%
Min Deposit$5,000
Min Balance
UpdatedApr 2, 2026
Details

$5,000 minimum opening deposit

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Business Forward Money Market Savings
1.40%
$5,000
Rate1.39%
Min Deposit$5,000
Min Balance
UpdatedApr 2, 2026
Details

$5,000 minimum opening deposit

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Premier Money Market Savings*
1.36%
$0
Rate1.35%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $999,999.99

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Premier Money Market Savings*
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $499,999.99

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Premier 22 Savings
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Dakota West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.58%
IRA Savings
1.25%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Senior Express Club Savings
1.21%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
High Yield Savings
1.21%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Premier Money Market Savings*
1.16%
$0
Rate1.15%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Qualifying balance up to $99,999.99

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
IRA Savings
1.11%
$0
Rate1.10%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Money Market Savings
1.06%
$0
Rate1.05%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Community Credit Union New Rockford, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Market Share
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Town and Country Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
Health Savings Account
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
Money Market Savings
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Business Money Market Savings
1.00%
$1,000
Rate1.00%
Min Deposit$1,000
Min Balance
UpdatedApr 2, 2026
Details

$1,000 minimum opening deposit

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Forward Money Market Savings
1.00%
$5,000
Rate1.00%
Min Deposit$5,000
Min Balance
UpdatedApr 2, 2026
Details

$5,000 minimum opening deposit

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Premier 22 Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Business Forward Money Market Savings
1.00%
$5,000
Rate1.00%
Min Deposit$5,000
Min Balance
UpdatedApr 2, 2026
Details

$5,000 minimum opening deposit

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Money Market Savings
1.00%
$1,000
Rate1.00%
Min Deposit$1,000
Min Balance
UpdatedApr 2, 2026
Details

$1,000 minimum opening deposit

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
IRA Savings
0.85%
$0
Rate0.85%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
Money Market Savings
0.80%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
Money Market Savings
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Riverfork Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
IRA Share Accounts
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Riverfork Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
Shares
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

First State Bank (ND)
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
IRA Savings
0.75%
$200
Rate0.75%
Min Deposit$200
Min Balance
UpdatedMar 26, 2026
Details

First State Bank (ND)
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
HSA Savings
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First State B&T Williston, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
Classic Savings Accounts
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Community Credit Union New Rockford, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Market Share
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Senior Express Club Savings
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Dakota West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.58%
Badlands Gold Savings
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Northern Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Shares/Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Average daily balances must be $100 or greater to earn interest on savings accounts.

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Business Money Market Savings
0.70%
$1,000
Rate0.70%
Min Deposit$1,000
Min Balance
UpdatedApr 2, 2026
Details

$1,000 minimum opening deposit

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Money Market Savings
0.70%
$1,000
Rate0.70%
Min Deposit$1,000
Min Balance
UpdatedApr 2, 2026
Details

$1,000 minimum opening deposit

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
Money Market Savings
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Lansford, ND Savings Rate Trends

Compare local Lansford, ND savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full North Dakota Savings Trends →
High-Yield Savings — ND Avg
1.999%
▲ 1.459 vs 7 days ago

North Dakota high-yield savings rates rose 1.459 points over the past 7 days to 1.999% APY, up from 0.540%.

Standard Savings — ND Avg
0.540%
▲ 0.089 vs 7 days ago

North Dakota standard savings rates rose 0.089 points over the past 7 days to 0.540% APY, up from 0.451%.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lansford, North Dakota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lansford, North Dakota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in ND.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Lansford, North Dakota

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in North Dakota, help your money grow faster through a higher APY.

Are savings accounts in Lansford, North Dakota safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in North Dakota up to $250,000 per depositor, per institution.

How often do savings rates change in Lansford, North Dakota?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local North Dakota rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Lansford, North Dakota may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Lansford, North Dakota?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Lansford, North Dakota offer in-person customer service, which some customers prefer.

How do I open a savings account in Lansford, North Dakota?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Lansford, North Dakota

Here are recent savings rates observed in Lansford, North Dakota and the surrounding area:
  • Service Federal Credit Union
    Deployed Warrior Savings — 10.00% APY
  • Med Park Credit Union
    Savings Account — 5.10% APY
  • First State Bank (ND)
    Vision Savings — 3.80% APY
  • Bell Bank
    IRA Variable Rate Savings — 3.56% APY
  • Border Bank
    Limited Edition Savings Account — 3.30% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lansford, North Dakota. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026