The best savings rates for Georgia include FsnbFsnb10300 Industrial Blvd Ne, Covington, GA 30014A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, Together Credit UnionTogether Credit Union100 Busch Dr NE, Cartersville, GA 30121 7217A+5.0 ★Texas Ratio: 5.65% Accelerate It Savings at 5.00% APY, Fitness BankFitness Bank3175 Highway 278, Covington, GA 30014A5.0 ★Texas Ratio: 10.05% Ultra Savings Rate at 4.50% APY, Associated Credit UnionAssociated Credit Union6251 Crooked Creek Rd, Norcross, GA 30092 3107A+5.0 ★Texas Ratio: 2.38% Safari Savings Club at 4.00% APY, and Platinum Federal Credit UnionPlatinum Federal Credit Union4794 Lawrenceville Hwy NW, Lilburn, GA 30047A+5.0 ★Texas Ratio: 1.95% Youth Savings at 4.00% APY. Savings rates as of April 2, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Georgia compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Georgia (GA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Georgia and the surrounding area. Last Updated and Verified: April 2, 2026
Minimum Balance to Open Account: $5.00
Qualifying balance up to $5,000.00
AVG DAILY STEPS: 12,500+
Direct Deposit to a new or existing Justice Federal Checking Account.
Terms and Conditions Apply.
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Intro rate subject to change
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
Balances less than $25,000, with monthly net deposit(s) of $100+
Qualifying balance up to $2,500.00
$1,000 bonus
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
$5 minimum balance to open
Qualifying balance up to $3,000.00
Qualifying balance up to $3,000.00
Qualifying balance up to $50,000.00
Complimentary Kids Savings stackable money bank and passbook at new account opening
On balances above $25,000 and up to $50,000
Balances $10,000 - $24,999.99
On balances up to $25,000
Note: A Prime Business Checking Account is required in order to open a Prime Business Savings account.
A Prime Checking account is required in order to open a Prime Savings account.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Georgia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in GA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.