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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Personal Loan Rate News

Weekly national average personal loan APR reports from MonitorBankRates.com — covering personal loans, debt consolidation loans, and signature loans. Updated every week.

Average Auto Loan Rates: Used Car Rates at 6.751% | September 30, 2026

September 30, 2026 ›

Average Personal Loan Rates: 11.013% | September 30, 2026

September 30, 2026 ›

Average Personal Loan Rates Above 11% | September 23, 2026

September 23, 2026 ›

Average Personal Loan Rates Near 10.9% | September 16, 2026

September 16, 2026 ›

Average Personal Loan Rates Rise to 10.9% | August 31, 2026

August 31, 2026 ›

Average Personal Loan Rates Hold Near 10.7% | August 19, 2026

August 19, 2026 ›

Personal Loan Rates Climb; Signature Hits 11.313% | July 27, 2026

July 27, 2026 ›

Personal Loan Rates Split; Signature at 11.186% | July 20, 2026

July 20, 2026 ›

Personal Loan Rates Rise; Signature Tops 11% | July 6, 2026

July 6, 2026 ›

Personal Loan Rates Firm; Signature at 10.996% | June 29, 2026

June 29, 2026 ›

Personal Loan Rates Ease; Signature at 10.978% | June 22, 2026

June 22, 2026 ›

Personal Loan Rates Tick Up; Signature Loans at 11.075% | June 15, 2026

June 15, 2026 ›

Personal Loan Rates Ease; Signature at 11.001% | June 8, 2026

June 8, 2026 ›

Personal Loan Rates Hold; Signature at 11.014% | June 1, 2026

June 1, 2026 ›

Personal Loan Rates Hold; APRs Near 10.9% | May 25, 2026

May 25, 2026 ›

Personal Loan Rates: APRs Average 10.8% | May 19, 2026

May 18, 2026 ›