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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Checking Rate News

Weekly national average checking account APY reports from MonitorBankRates.com — updated every week.

Average Checking Rates: High-Yield at 1.611% | October 6, 2026

October 6, 2026 ›

Average Checking Rates: High-Yield at 1.581% | September 29, 2026

September 29, 2026 ›

Average Checking Rates: High-Yield at 1.682% | September 22, 2026

September 22, 2026 ›

Average Checking Rates: High-Yield at 1.874% | September 16, 2026

September 16, 2026 ›

Average Checking Rates: High-Yield at 1.711% | August 31, 2026

August 31, 2026 ›

Average Checking Rates: High-Yield at 1.655% | August 18, 2026

August 18, 2026 ›

Checking Rates: High-Yield Pulls Away to 1.833% | July 27, 2026

July 27, 2026 ›

Checking Rates Drop; High-Yield Leads at 1.783% | July 20, 2026

July 20, 2026 ›

Average Checking Rates; Rewards Slips to 1.986% | July 6, 2026

July 6, 2026 ›

Checking Rates Bounce Back; Rewards Nears 2.00% | June 29, 2026

June 29, 2026 ›

Checking Rates: High-Yield Falls to 1.842% | June 22, 2026

June 22, 2026 ›

Checking Rates: High-Yield Slips to 2.165% | June 15, 2026

June 15, 2026 ›

Checking Rates: High-Yield Drops to 2.244% | June 8, 2026

June 8, 2026 ›

Checking Rates Pull Back; High-Yield 2.386% | May 25, 2026

May 25, 2026 ›

Checking Rates: High-Yield Jumps to 2.415% | May 19, 2026

May 18, 2026 ›

Checking Rates Rise; Rewards Jumps to 2.239% | May 12, 2026

May 12, 2026 ›

Checking Rates Fall; HY Drops 0.130 Points | May 4, 2026

May 4, 2026 ›

Checking Rates: HY at 2.412%; Rewards Falls | April 27, 2026

April 27, 2026 ›

Checking Rates: HY Extends Lead at 2.337% | April 20, 2026

April 20, 2026 ›

Checking Rates: HY Overtakes Rewards | April 13, 2026

April 13, 2026 ›

Checking Rates Mixed; Rewards at 2.398% | April 7, 2026

April 7, 2026 ›

Checking Rates: Rewards Leads at 2.884% | April 2, 2026

April 2, 2026 ›