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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

CD Rate News

Weekly national average certificate of deposit APY reports from MonitorBankRates.com — updated every week.

Average CD Rates: 12-Month CD at 2.989% | October 12, 2026

October 12, 2026 ›

Average CD Rates: 12-Month CD at 2.951% | October 5, 2026

October 5, 2026 ›

Average CD Rates: 12-Month CD at 2.936% | September 28, 2026

September 28, 2026 ›

Average CD Rates: 12-Month CD at 2.950% | September 21, 2026

September 21, 2026 ›

Average CD Rates: 12-Month CD at 2.901% | September 14, 2026

September 14, 2026 ›

Average CD Rates: 12-Month CD at 2.864% | September 8, 2026

September 8, 2026 ›

Average CD Rates: 12-Month CD at 2.830% | August 31, 2026

August 31, 2026 ›

Average CD Rates: 12-Month CD Slips to 2.831% | August 24, 2026

August 24, 2026 ›

Average CD Rates: 12-Month CD Hits 2.855% | August 17, 2026

August 17, 2026 ›

CD Rates Firm Broadly; 12-Month Hits 2.853% | July 27, 2026

July 27, 2026 ›

CD Rates Shift; 12-Month Climbs to 2.847% | July 20, 2026

July 20, 2026 ›

CD Rates Rise Broadly; 12-Month Up to 2.840% | July 6, 2026

July 6, 2026 ›

CD Rates Split; 12-Month Edges Up to 2.831% | June 29, 2026

June 29, 2026 ›

CD Rates Pull Back; 12-Month at 2.827% | June 22, 2026

June 22, 2026 ›

CD Rates Tick Up; 12-Month at 2.870% | June 15, 2026

June 15, 2026 ›

CD Rates Edge Up; 12-Month at 2.835% | June 8, 2026

June 8, 2026 ›

CD Rates Hold a Third Week; 12-Month 2.837% | June 1, 2026

June 1, 2026 ›

CD Rates Steady; 24-Month Edges to 2.701% | May 25, 2026

May 25, 2026 ›

CD Rates Hold Steady; 12-Month at 2.838% | May 19, 2026

May 18, 2026 ›

CD Rates Rise; 18-Month Leads at 2.661% | May 12, 2026

May 12, 2026 ›

CD Rates Decline; 12-Month at 2.793% | May 4, 2026

May 4, 2026 ›

CD Rates Rise Broadly; 12-Month at 2.840% | April 27, 2026

April 27, 2026 ›

CD Rates Mixed; 12-Month Up to 2.807% | April 20, 2026

April 20, 2026 ›

CD Rates Fall Broadly; 12-Month at 2.800% | April 13, 2026

April 13, 2026 ›

CD Rates Hold Steady; 12-Month at 2.810% | April 7, 2026

April 7, 2026 ›

CD Rates Rise; 12-Month at 2.786% | March 30, 2026

April 2, 2026 ›