Mortgage Rates: Best 30 Year Mortgage Rates and 15 Year Mortgage RatesThe current national average 30 year mortgage rate is at 4.87 percent this morning, down from over 5.00 percent several weeks ago. Mortgage rates have been heading down despite the fact the Fed stopped buying mortgage backed securities in March. Mortgage interest rate declines in the U.S. have accelerated recently because of the debt trouble in Europe and a declining euro. Searching for mortgage rates and refinance rates? Use our mortgage rate tables at MortgageRates.MontiorBankRates.com to find the best mortgage rates in your state. You can find current mortgage rates lower than the national average rates. Right now on our conforming mortgage rates table in New Jersey, PenFed is offering 30 year mortgage rates at 4.625 percent with 2.375 mortgage discount points. Lender
APR / Rate
Fees / Points
Payment
$6,000
Includes 1.000 points for $4,000
Lender Fees: $2,000
$3,242 /mo
$3,644
Includes 0.911 points for $3,644
Lender Fees: $0
$3,374 /mo
$4,500
Includes 0.625 points for $2,500
Lender Fees: $2,000
$2,496 /mo
$3,828
Includes 0.957 points for $3,828
Lender Fees: $0
$2,592 /mo
$4,000
Includes 1.000 points for $4,000
Lender Fees: $0
$3,568 /mo
$5,804
Includes 0.951 points for $3,804
Lender Fees: $2,000
$2,662 /mo
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Other lenders offering 30 year mortgage rates on our rate tables include Quicken Loans. Their current 30 year mortgage rate is offered at 4.75 percent with 1 discount point. 15 year mortgage rates at offered at 4.25 percent with 0.625 mortgage points. Loan Search is also offering 30 year mortgage rates at 4.75 percent but there rate is offering with zero mortgage points. 30 year jumbo mortgage rates on loansearch.com are advertised at 4.875 percent with zero points. That rate is one of the best jumbo mortgage rates currently available. Wells Fargo Bank has their current conforming 30 year mortgage rate advertised at 4.875 percent. Wells Fargo is also advertising 30 year FHA mortgages at 4.75 percent and 30 year jumbo mortgage rates at 5.50 percent. The bank's current 30 year jumbo rate is just lower than the current national average jumbo mortgage rate of 5.56 percent. 15 year mortgage rates are advertised at 4.25 percent. LendingTree is advertising their 30 year mortgage rates at 4.50 percent. 15 year mortgage rates are advertised at 3.88 percent. Explore Other Mortgage and Refinance Offers
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IBC Bank Mortgage Rates
Fifth Third Bank 30 Year Mortgage Rate 4.625% APR
Chase Bank 1 Year ARM Refinance Rate of 4.427%
Mortgage Rates Higher, Less People Apply For Home Mortgage Loans
Mortgage Refinance Rates: 30 Year Refinance Rates at 4.93%, 15 Year Refinance Rates at 4.35%
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