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Higher Mortgage Rates – 15 Year Conforming Rates at 3.20 Percent

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As expected, mortgage rates are were driven higher this week because of higher bond yields. 15 year conforming mortgage rates are averaging 3.20 percent, up 5 basis points from last week's average of 3.15 percent. Historically speaking, current mortgage rates are still very low. Back in 2007, average 15 year rates were as high as 6.36 percent, more than double the current rate.

Home affordably has decreased recently, not because of higher mortgage rates but because of higher home prices. The National Association of Realtors reported the median single-family home price is $230,300 up 8.6% from May 2014. Higher home prices makes homes less affordable. The NAR also reported Home Affordability in May 2015 decreased across the United States.
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 06101, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
3.125%
3.125%
USD
Better.com Logo
30 years Fixed
NMLS # 330511
09/20/2021
at -0.375 pts
30 day lock rate
Est payment: $1,286
Fees in APR: ($1,227)
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112448.gif
300000
Purchase
3.125%
3.125%
USD
loanDepot Logo
30 years Fixed
NMLS # 174457
09/20/2021
at -0.125 pts
45 day lock rate
Est payment: $1,286
Fees in APR: ($357)
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.889%
3.875%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
09/20/2021
at -0.250 pts
30 day lock rate
Est payment: $1,411
Fees in APR: $500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.325%
1.990%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
09/20/2021
at 2.000 pts
30 day lock rate
Est payment: $1,930
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.284%
2.000%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
09/20/2021
at 1.750 pts
45 day lock rate
Est payment: $1,931
Fees in APR: $6,136
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112571.gif
300000
Purchase
2.221%
1.990%
USD
loanDepot Logo
15 years Fixed
NMLS # 174457
09/20/2021
at 1.625 pts
45 day lock rate
Est payment: $1,930
Fees in APR: $4,977
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_15YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112571.gif
300000
Purchase
2.197%
1.875%
USD
loanDepot Logo
15 years Fixed
NMLS # 174457
09/20/2021
at 2.375 pts
45 day lock rate
Est payment: $1,914
Fees in APR: $6,975
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.290%
1.990%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
09/20/2021
at 1.750 pts
30 day lock rate
Est payment: $1,930
Fees in APR: $6,500
From the lender: We can close your loan in less than a month!
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.816%
2.750%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
09/20/2021
at 0.875 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $2,565
The Nation's Most Referable Lender
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.194%
2.000%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
09/20/2021
at 2.625 pts
45 day lock rate
Est payment: $1,109
Fees in APR: $7,947
The Nation's Most Referable Lender
 
PERIOD_ARM_5YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.381%
2.250%
USD
Wyndham Capital Mortgage Logo
5 years ARM
NMLS # 2948
09/20/2021
at 1.750 pts
45 day lock rate
Est payment: $1,147
Fees in APR: $5,271
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.103%
1.875%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
09/20/2021
at 1.625 pts
45 day lock rate
Est payment: $1,914
Fees in APR: $4,938
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.251%
1.875%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
09/20/2021
at 2.500 pts
45 day lock rate
Est payment: $1,914
Fees in APR: $8,170
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.071%
1.750%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
09/20/2021
at 2.375 pts
45 day lock rate
Est payment: $1,897
Fees in APR: $6,978
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.905%
1.750%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at 1.125 pts
30 day lock rate
Est payment: $1,897
Fees in APR: $3,354
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.018%
1.875%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 0.875 pts
45 day lock rate
Est payment: $1,914
Fees in APR: $3,095
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.790%
2.625%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
09/20/2021
at 0.750 pts
30 day lock rate
Est payment: $2,019
Fees in APR: $3,500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.381%
2.250%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
09/20/2021
at 0.625 pts
45 day lock rate
Est payment: $1,966
Fees in APR: $2,809
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112571.gif
300000
Purchase
2.341%
2.250%
USD
loanDepot Logo
15 years Fixed
NMLS # 174457
09/20/2021
at 0.625 pts
45 day lock rate
Est payment: $1,966
Fees in APR: $1,938
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.246%
2.125%
USD
Better.com Logo
15 years Fixed
NMLS # 330511
09/20/2021
at 0.875 pts
30 day lock rate
Est payment: $1,948
Fees in APR: $2,604
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.130%
2.000%
USD
New American Funding Logo
15 years Fixed
NMLS # 6606
09/20/2021
at 0.875 pts
30 day lock rate
Est payment: $1,931
Fees in APR: $2,793
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.203%
2.000%
USD
Better.com Logo
15 years Fixed
NMLS # 330511
09/20/2021
at 1.500 pts
30 day lock rate
Est payment: $1,931
Fees in APR: $4,374
 
 
PERIOD_FIXED_20YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.875%
2.875%
USD
Better.com Logo
20 years Fixed
NMLS # 330511
09/20/2021
at -0.250 pts
30 day lock rate
Est payment: $1,646
Fees in APR: ($810)
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.700%
2.500%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
09/20/2021
at 1.000 pts
30 day lock rate
Est payment: $2,001
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.138%
2.000%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
09/20/2021
at 1.000 pts
45 day lock rate
Est payment: $1,931
Fees in APR: $2,976
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
1.987%
1.750%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 1.500 pts
45 day lock rate
Est payment: $1,897
Fees in APR: $5,135
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.642%
2.625%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 0.000 pts
45 day lock rate
Est payment: $1,609
Fees in APR: $458
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.125%
2.125%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at -0.500 pts
45 day lock rate
Est payment: $2,778
Fees in APR: ($907)
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.125%
2.125%
USD
New American Funding Logo
10 years Fixed
NMLS # 6606
09/20/2021
at 0.000 pts
30 day lock rate
Est payment: $2,778
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.438%
2.125%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 2.750 pts
45 day lock rate
Est payment: $1,536
Fees in APR: $8,837
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.473%
2.250%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 1.875 pts
45 day lock rate
Est payment: $1,554
Fees in APR: $6,251
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.552%
2.375%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
09/20/2021
at 1.625 pts
30 day lock rate
Est payment: $1,572
Fees in APR: $4,923
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.884%
1.875%
USD
AimLoan.com Logo
10 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at 0.000 pts
30 day lock rate
Est payment: $2,744
Fees in APR: $129
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.059%
1.990%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 0.125 pts
45 day lock rate
Est payment: $2,760
Fees in APR: $1,007
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.083%
1.750%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 1.500 pts
45 day lock rate
Est payment: $2,727
Fees in APR: $4,916
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.912%
1.750%
USD
AimLoan.com Logo
10 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at 0.750 pts
30 day lock rate
Est payment: $2,727
Fees in APR: $2,385
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_10YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.069%
1.875%
USD
AmeriSave Mortgage Corporation Logo
10 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 0.750 pts
45 day lock rate
Est payment: $2,744
Fees in APR: $2,840
Direct Lender. Billions Funded.
 
PERIOD_FIXED_10YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.081%
2.000%
USD
New American Funding Logo
10 years Fixed
NMLS # 6606
09/20/2021
at 0.375 pts
30 day lock rate
Est payment: $2,761
Fees in APR: $1,188
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.279%
2.125%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at 1.500 pts
30 day lock rate
Est payment: $1,536
Fees in APR: $4,323
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.525%
2.375%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
09/20/2021
at 1.375 pts
30 day lock rate
Est payment: $1,572
Fees in APR: $4,173
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.673%
2.625%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
09/20/2021
at 0.500 pts
30 day lock rate
Est payment: $1,609
Fees in APR: $1,317
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.792%
2.750%
USD
Better.com Logo
20 years Fixed
NMLS # 330511
09/20/2021
at 0.375 pts
30 day lock rate
Est payment: $1,627
Fees in APR: $1,143
 
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.750%
2.750%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
09/20/2021
at 0.000 pts
30 day lock rate
Est payment: $1,627
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.157%
2.100%
USD
New American Funding Logo
15 years Fixed
NMLS # 6606
09/20/2021
at 0.375 pts
30 day lock rate
Est payment: $1,945
Fees in APR: $1,230
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.572%
2.500%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 0.500 pts
45 day lock rate
Est payment: $1,590
Fees in APR: $1,994
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.698%
2.625%
USD
Better.com Logo
20 years Fixed
NMLS # 330511
09/20/2021
at 0.625 pts
30 day lock rate
Est payment: $1,609
Fees in APR: $2,004
 
 
PERIOD_FIXED_20YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.636%
2.500%
USD
Better.com Logo
20 years Fixed
NMLS # 330511
09/20/2021
at 1.250 pts
30 day lock rate
Est payment: $1,590
Fees in APR: $3,777
 
 
PERIOD_FIXED_20YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.515%
2.375%
USD
AmeriSave Mortgage Corporation Logo
20 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 1.125 pts
45 day lock rate
Est payment: $1,572
Fees in APR: $3,911
Direct Lender. Billions Funded.
 
PERIOD_FIXED_20YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.607%
2.500%
USD
New American Funding Logo
20 years Fixed
NMLS # 6606
09/20/2021
at 1.000 pts
30 day lock rate
Est payment: $1,590
Fees in APR: $2,964
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.323%
2.250%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at 0.625 pts
30 day lock rate
Est payment: $1,554
Fees in APR: $2,049
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_20YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.375%
2.375%
USD
AimLoan.com Logo
20 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at -0.125 pts
30 day lock rate
Est payment: $1,572
Fees in APR: ($189)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.049%
1.990%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 0.250 pts
45 day lock rate
Est payment: $1,930
Fees in APR: $1,262
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.819%
2.750%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
09/20/2021
at 0.875 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $2,709
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.708%
2.625%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 0.875 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $3,263
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.940%
2.875%
USD
Better.com Logo
30 years Fixed
NMLS # 330511
09/20/2021
at 0.875 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $2,535
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.468%
3.375%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
09/20/2021
at 0.750 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $3,500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112448.gif
300000
Purchase
3.039%
2.990%
USD
loanDepot Logo
30 years Fixed
NMLS # 174457
09/20/2021
at 0.625 pts
45 day lock rate
Est payment: $1,264
Fees in APR: $1,899
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.974%
2.875%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
09/20/2021
at 1.000 pts
45 day lock rate
Est payment: $1,245
Fees in APR: $3,829
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.838%
2.750%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
09/20/2021
at 1.125 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $3,459
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112448.gif
300000
Purchase
2.885%
2.750%
USD
loanDepot Logo
30 years Fixed
NMLS # 174457
09/20/2021
at 1.750 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $5,289
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.898%
2.750%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
09/20/2021
at 1.625 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $5,815
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.864%
2.750%
USD
Better.com Logo
30 years Fixed
NMLS # 330511
09/20/2021
at 1.500 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $4,464
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.592%
2.500%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at 1.250 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $3,639
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.922%
2.875%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
09/20/2021
at 0.625 pts
45 day lock rate
Est payment: $1,245
Fees in APR: $1,836
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.322%
3.250%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
09/20/2021
at 0.500 pts
30 day lock rate
Est payment: $1,306
Fees in APR: $2,750
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
3.140%
3.125%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
09/20/2021
at -0.125 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $565
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112448.gif
300000
Purchase
3.125%
3.125%
USD
loanDepot Logo
30 years Fixed
NMLS # 174457
09/20/2021
at -0.125 pts
45 day lock rate
Est payment: $1,286
Fees in APR: ($357)
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.889%
3.875%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
09/20/2021
at -0.250 pts
30 day lock rate
Est payment: $1,411
Fees in APR: $500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
3.125%
3.125%
USD
Better.com Logo
30 years Fixed
NMLS # 330511
09/20/2021
at -0.375 pts
30 day lock rate
Est payment: $1,286
Fees in APR: ($1,227)
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.408%
3.375%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
09/20/2021
at 0.000 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
3.000%
3.000%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
09/20/2021
at 0.000 pts
30 day lock rate
Est payment: $1,265
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.909%
2.875%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
09/20/2021
at 0.375 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $1,299
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
3.024%
3.000%
USD
Better.com Logo
30 years Fixed
NMLS # 330511
09/20/2021
at 0.250 pts
30 day lock rate
Est payment: $1,265
Fees in APR: $906
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.647%
2.625%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at 0.250 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $849
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.771%
2.750%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 0.125 pts
45 day lock rate
Est payment: $1,225
Fees in APR: $800
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.650%
2.500%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 1.750 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $5,933
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.304%
3.125%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
09/20/2021
at 1.875 pts
30 day lock rate
Est payment: $1,286
Fees in APR: $6,875
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.506%
2.500%
USD
Zillow Home Loans, LLC Logo
15 years Fixed
NMLS # 10287
09/20/2021
at -0.250 pts
45 day lock rate
Est payment: $2,001
Fees in APR: $127
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.000%
2.000%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at -0.250 pts
30 day lock rate
Est payment: $1,931
Fees in APR: ($918)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_15YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112571.gif
300000
Purchase
2.500%
2.500%
USD
loanDepot Logo
15 years Fixed
NMLS # 174457
09/20/2021
at -0.375 pts
45 day lock rate
Est payment: $2,001
Fees in APR: ($975)
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_15YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.125%
2.125%
USD
AmeriSave Mortgage Corporation Logo
15 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at -0.375 pts
45 day lock rate
Est payment: $1,948
Fees in APR: ($652)
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.375%
2.375%
USD
Better.com Logo
15 years Fixed
NMLS # 330511
09/20/2021
at -0.125 pts
30 day lock rate
Est payment: $1,983
Fees in APR: ($447)
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.250%
2.250%
USD
Wyndham Capital Mortgage Logo
15 years Fixed
NMLS # 2948
09/20/2021
at -0.125 pts
45 day lock rate
Est payment: $1,966
Fees in APR: ($420)
The Nation's Most Referable Lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Better.com
Better.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112578.gif
300000
Purchase
2.297%
2.250%
USD
Better.com Logo
15 years Fixed
NMLS # 330511
09/20/2021
at 0.375 pts
30 day lock rate
Est payment: $1,966
Fees in APR: $999
 
 
PERIOD_FIXED_15YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.250%
2.250%
USD
New American Funding Logo
15 years Fixed
NMLS # 6606
09/20/2021
at 0.000 pts
30 day lock rate
Est payment: $1,966
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
2.809%
2.750%
USD
Rocket Mortgage Logo
15 years Fixed
NMLS # 3030
09/20/2021
at 0.000 pts
30 day lock rate
Est payment: $2,036
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
2.934%
2.875%
USD
Quicken Loans NMLS #3030 Logo
15 years Fixed
NMLS # 3030
09/20/2021
at 0.000 pts
30 day lock rate
Est payment: $2,054
Fees in APR: $1,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.138%
2.875%
USD
Quicken Loans NMLS #3030 Logo
30 years Fixed
NMLS # 3030
09/20/2021
at 3.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $10,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.468%
2.250%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at 2.875 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $8,793
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
2.531%
2.375%
USD
AimLoan.com Logo
30 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at 2.125 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $6,225
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.774%
2.625%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
09/20/2021
at 2.000 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $5,865
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.773%
2.625%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
09/20/2021
at 2.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $5,832
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.168%
2.990%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
09/20/2021
at 1.875 pts
30 day lock rate
Est payment: $1,264
Fees in APR: $6,875
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Zillow Home Loans, LLC
Zillow Home Loans, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112550.gif
300000
Purchase
2.835%
2.625%
USD
Zillow Home Loans, LLC Logo
30 years Fixed
NMLS # 10287
09/20/2021
at 2.500 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $8,305
 
 
PERIOD_FIXED_30YEARS Mortgage Loan from loanDepot
loanDepot
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112448.gif
300000
Purchase
2.817%
2.625%
USD
loanDepot Logo
30 years Fixed
NMLS # 174457
09/20/2021
at 2.500 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $7,602
Applying for a mortgage loan or refinance shouldn't be complicated. With loanDepot, it's not.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.001%
2.750%
USD
Rocket Mortgage Logo
30 years Fixed
NMLS # 3030
09/20/2021
at 2.875 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $9,875
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.717%
2.500%
USD
New American Funding Logo
30 years Fixed
NMLS # 6606
09/20/2021
at 2.875 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $8,622
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Wyndham Capital Mortgage
Wyndham Capital Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/99.gif
300000
Purchase
2.710%
2.500%
USD
Wyndham Capital Mortgage Logo
30 years Fixed
NMLS # 2948
09/20/2021
at 2.750 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $8,358
The Nation's Most Referable Lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.579%
2.375%
USD
AmeriSave Mortgage Corporation Logo
30 years Fixed
NMLS # 1168
State Lic # 11309
09/20/2021
at 2.500 pts
45 day lock rate
Est payment: $1,166
Fees in APR: $8,171
Direct Lender. Billions Funded.
 
PERIOD_FIXED_15YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
1.931%
1.875%
USD
AimLoan.com Logo
15 years Fixed
NMLS # 2890
State Lic # 13256
09/20/2021
at 0.375 pts
30 day lock rate
Est payment: $1,914
Fees in APR: $1,200
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.




Higher Home Prices


Both home prices and mortgage rates are expected to continue increasing in the coming years. Mortgage rates will move higher because bond yields will move higher as the FOMC increases the fed funds rate. Home prices will move higher because of rising employment and higher wages.

Home prices have recovered from the housing bust and have reached new highs in 10 states according to CoreLogic. The main reason for this is the limited number of homes for sale is driving prices higher in many states. Overall, 33 states are at or within 10 percent of their price peaks.

Weekly Mortgage Rates Report July 14, 2015

Higher Mortgage Rates


30 year mortgage rates today are averaging 4.22 percent, up from the prior week's average 30 year rate of 4.09 percent. As with 15 year rates, 30 year rates are still low historically speaking. Back in May 2007, average 30 year rates were at 6.70 percent. Back in October 1981, 30 year rates were at an astonishing 18.45 percent.

30 year jumbo mortgage rates are currently averaging 4.43 percent, up from the previous week's average 30 year jumbo rate of 3.32 percent. Average jumbo rates are above 4.00 percent but there are lenders still quoting 30 year rates just below 4.00 percent. Right now in our rate database for California we have two lenders quoting 30 year jumbo refinance rates at 3.875 percent with points.

Average 15 year jumbo mortgage rates are currently averaging 3.90 percent, up 10 basis points from last week's average rate. The lowest 15 year jumbo refinance rates available in our rate database for Colorado are at 3.375 percent with 1 points and at 3.50 percent with no points.

 
 
Author: Brian McKay
July 14th, 2015