Current long term mortgage rates and refinancing rates are higher this week. Current 30 year conventional mortgage rates and refinancing rates are averaging 4.87 percent, an increase from last week’s average 30 year home loan rates and mortgage refinance rate of 4.80 percent. 30 year mortgage rates and mortgage refinance rates in South Carolina are lower than the national average 30 year mortgage rate. 30 year loan rates today in SC are averaging 4.83 percent.

Today's 15 year mortgages rates and refinance mortgage rates currently are averaging 4.24 percent, up from last week when 15 year mortgage loan rates and refinance interest rates averaged 4.08 percent. 15 year mortgage rates and refinance rates today in Florida are lower than the national average 15 year rate. 15 year refinancing rates and mortgage rates today in Florida are averaging 4.22 percent.

30 year jumbo refinancing mortgage rates and 30 year jumbo mortgage rates are currently averaging 5.50 percent, up from last week’s average jumbo rate and jumbo refi rate of 5.44 percent. 30 year home loan rates and refi rates in Maryland are lower than the national average jumbo rate. Current 30 year jumbo interest rates in Maryland are averaging 5.49 percent.

Loan Type

Purchase Refinance with Cash out Refinance

State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

FICO Score

Superior (780-850) Exceptional (760-779) Excellent (740-759) Very Good (720-739) Good (700-719) Above Average (680-699) Average (660-679) Fair (640-659) Need Improvement (620-639) Poor (350-620)

Loan Amount

$

Points

Up to 0 points Up to 0.5 points Up to 1 points Up to 1.5 points Up to 2 points Up to 2.5 points Up to 3 points

LTV

%

Loan Term

 15-Year Fixed  20-Year Fixed  30-Year Fixed  5-Year ARM  7-Year ARM  10-Year ARM

Show Advertiser Disclosure

The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

Lender

APR / Rate

Fees / Points

Payment

NMLS #2473786

5.032%

15-Year Fixed

4.875%

$4,155

Includes 0.765 points for $3,060

Lender Fees: $1,095

$3,138 /mo

Next >

NMLS #1085173

5.037%

15-Year Fixed

4.875%

$4,370

Includes 0.750 points for $3,000

Lender Fees: $1,370

$3,138 /mo

Next >

NMLS #757416

5.139%

15-Year Fixed

4.990%

$3,932

Includes 0.983 points for $3,932

Lender Fees: $0

$3,162 /mo

Next >

NMLS #1067

5.144%

15-Year Fixed

5.000%

$3,808

Includes 0.952 points for $3,808

Lender Fees: $0

$3,164 /mo

Next >

NMLS #2059741

5.191%

15-Year Fixed

4.990%

$5,316

Includes 0.829 points for $3,316

Lender Fees: $2,000

$3,162 /mo

Next >

NMLS #1954591

License: 60DBO-113383

5.307%

15-Year Fixed

5.125%

$4,851

Includes 0.936 points for $3,744

Lender Fees: $1,107

$3,190 /mo

Next >

NMLS #2473786

5.350%

5-Year ARM

5.250%

$4,499

Includes 0.851 points for $3,404

Lender Fees: $1,095

$2,209 /mo

Next >

NMLS #1312186

5.365%

15-Year Fixed

5.250%

$3,000

Includes 0.750 points for $3,000

Lender Fees: $0

$3,216 /mo

Next >

NMLS #6606

5.385%

15-Year Fixed

5.240%

$3,808

Includes 0.952 points for $3,808

Lender Fees: $0

$3,214 /mo

Next >

NMLS #1701910

5.432%

15-Year Fixed

5.375%

$1,490

Includes 0.000 points for $0

Lender Fees: $1,490

$3,242 /mo

Next >

NMLS #1025894

5.503%

15-Year Fixed

5.375%

$3,348

Includes 0.662 points for $2,648

Lender Fees: $700

$3,242 /mo

Next >

NMLS #1312186

5.837%

5-Year ARM

5.750%

$3,792

Includes 0.948 points for $3,792

Lender Fees: $0

$2,335 /mo

Next >

NMLS #2561451

5.858%

30-Year Fixed

5.750%

$4,738

Includes 0.997 points for $3,988

Lender Fees: $750

$2,335 /mo

Next >

NMLS #1085173

5.859%

5-Year ARM

5.750%

$4,826

Includes 0.864 points for $3,456

Lender Fees: $1,370

$2,335 /mo

Next >

NMLS #1085173

5.871%

30-Year Fixed

5.750%

$5,370

Includes 1.000 points for $4,000

Lender Fees: $1,370

$2,335 /mo

Next >

NMLS #2473786

5.935%

30-Year Fixed

5.875%

$2,587

Includes 0.373 points for $1,492

Lender Fees: $1,095

$2,367 /mo

Next >

NMLS #1067

5.956%

30-Year Fixed

5.875%

$3,504

Includes 0.876 points for $3,504

Lender Fees: $0

$2,367 /mo

Next >

NMLS #757416

5.963%

30-Year Fixed

5.875%

$3,824

Includes 0.956 points for $3,824

Lender Fees: $0

$2,367 /mo

Next >

NMLS #1954591

License: 60DBO-113383

5.984%

5-Year ARM

5.875%

$4,795

Includes 0.922 points for $3,688

Lender Fees: $1,107

$2,367 /mo

Next >

NMLS #2059741

6.005%

30-Year Fixed

5.875%

$5,632

Includes 0.908 points for $3,632

Lender Fees: $2,000

$2,367 /mo

Next >

NMLS #1312186

6.093%

30-Year Fixed

6.000%

$4,000

Includes 1.000 points for $4,000

Lender Fees: $0

$2,399 /mo

Next >

NMLS #399799

6.115%

30-Year Fixed

6.000%

$5,116

Includes 0.947 points for $3,788

Lender Fees: $1,328

$2,399 /mo

Next >

NMLS #1025894

6.200%

30-Year Fixed

6.125%

$3,196

Includes 0.624 points for $2,496

Lender Fees: $700

$2,431 /mo

Next >

NMLS #1954591

License: 60DBO-113383

6.202%

30-Year Fixed

6.125%

$3,343

Includes 0.559 points for $2,236

Lender Fees: $1,107

$2,431 /mo

Next >

NMLS #6606

6.217%

30-Year Fixed

6.125%

$3,908

Includes 0.977 points for $3,908

Lender Fees: $0

$2,431 /mo

Next >

NMLS #1701910

6.285%

30-Year Fixed

6.250%

$1,490

Includes 0.000 points for $0

Lender Fees: $1,490

$2,463 /mo

Next >

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Current 15 year jumbo rates and jumbo refinance rates are averaging 4.80 percent, an increase from the prior week’s average jumbo mortgage loan rate of 4.69 percent. 15 year jumbo rates and mortgage refinance rates in New York are lower averaging 4.76 percent.

Current Mortgage Rates and Refinance Rates

Current Conventional Adjustable Rates and Conforming Adjustable Refinancing Rates

The current refinancing rate and mortgage rate on 1 year adjustable rates are averaging 3.06 percent, unchanged from last week’s average 1 year adjustable home mortgage refi rate and loan rate.

3 year adjustable current mortgage refinancing rate and adjustable mortgage rates are averaging 3.25 percent, down from last week’s average 3 year adjustable mortgage loan rate of 3.41 percent.

Current refinance rates and interest rates on 5 year adjustable mortgages are averaging 3.37 percent, an increase from the prior week’s average rate of 3.24 percent.

Current refinance mortgage rates and mortgage rates on 7 year adjustable mortgage loans are averaging 3.86 percent, up from the previous week’s average 7 year loan rate of 3.77 percent.

10 year adjustable mortgage loan rates today are averaging 4.56 percent this week, up from last week’s average 10 year adjustable rate of 4.32 percent. Current mortgage refinance rates on 10 year home loans are also averaging 4.56 percent.

Adjustable Jumbo Refinancing Rates Today and Jumbo Mortgage Rates

1 year jumbo adjustable loan rates are averaging 3.63 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan mortgage interest rate. Today refinance rates on 1 year jumbo loans are also averaging 3.63 percent.

3 year adjustable jumbo rates are averaging higher averaging 4.28 percent, up from last week’s average 3 year jumbo adjustable rate of 4.24 percent. Today’s refinance interest rates on 3 year jumbo loans are also higher, averaging 4.28 percent.

5 year adjustable jumbo interest rates today are averaging 3.86 percent, an increase from last week’s average jumbo adjustable rate of 3.70 percent. Today’s refinancing mortgage interest rates are also averaging 3.86 percent.

7 year jumbo adjustable loan rates today are averaging 4.81 percent, up from last week’s average 7 year adjustable home loan rate of 4.53 percent. 7 year jumbo refinance loan rates are also higher at 4.81 percent.

Today’s 10 year jumbo loan rates are averaging 5.36 percent, up from the prior week’s average 10 year jumbo home loan rate of 5.24 percent. 10 year jumbo refinance interest rates are also higher, averaging 5.36 percent.

Refinance Rates and Mortgage Rates on Conforming Interest Only Adjustable Mortgages

3 year interest only adjustable mortgage loan rates are averaging 3.49 percent, down from last week’s average interest only mortgage loan rate of 3.70 percent. 3 year interest only adjustable refinance mortgage rates are also averaging 3.49 percent.

5 year interest only adjustable loan rates are averaging 3.59 percent, up from last week’s average five year interest only mortgage loan rate of 3.44 percent. Current 5 year interest only adjustable refinance mortgage loan rates are also averaging 3.59 percent.

7 year interest only adjustable mortgage loan rates are averaging 4.14 percent, up from last week’s average 7 year interest-only mortgage interest rate of 4.09 percent. 7 year adjustable refi loan rates are averaging 4.14 percent.

Current Jumbo Mortgage Refinancing Rates and Current Mortgage Rates on Interest Only Adjustable Jumbo Mortgages

3 year jumbo interest only adjustable loan rates are averaging 4.83 percent, down from last week’s average jumbo adjustable interest only rate of 4.86 percent. 3 year interest only adjustable jumbo refi rates are also lower averaging 4.83 percent.

5 year adjustable jumbo loan interest only rates are averaging 4.32 percent, down from last week’s average IO home mortgage interest rate of 4.16 percent. 5 year jumbo adjustable IO loan rates are also higher, averaging at 4.32 percent.

7 year jumbo interest only adjustable rates are averaging 5.11 percent, up from last week’s average jumbo 7 year home loan rate of 4.96 percent. Current 7 year jumbo adjustable interest-only rates are also averaging 5.11  percent.

Home Equity Loan Rates Today

10 year home equity loan rates are averaging 6.714 percent, no change from last week’s average home equity loan rate.

15 year home equity rates are averaging 7.093 percent, no change from the prior week's average home equity loan rate.

Current Home Equity Line of Credit Rates (HELOC)

Home equity line of credit rates are averaging 5.15 percent, no change from last week’s average rate HELOCs.