Mortgage Lenders and Brokers in Custer, South Dakota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Custer, South Dakota mortgage lenders include Dacotah BankDacotah Bank35 S 6th St, Custer, SD 57730A5.0 ★Texas Ratio: 12.58%, First Interstate BankFirst Interstate Bank648 Mount Rushmore Rd, Custer, SD 57730A+5.0 ★Texas Ratio: 4.72%, Black Hills Federal Credit UnionBlack Hills Federal Credit Union1135 Mount Rushmore Rd, Custer, SD 57730 1726A+5.0 ★Texas Ratio: 0.00%, Highmark Federal Credit UnionHighmark Federal Credit Union302 Mount Rushmore Rd, Custer, SD 57730, Cortrust Mortgage, Inc.Cortrust Mortgage, Inc.2016 6th Ave Se, Aberdeen, SD 57401A+5.0 ★Texas Ratio: 5.11%, Plains Commerce BankPlains Commerce Bank524 S Dakota St, Aberdeen, SD 57401A5.0 ★Texas Ratio: 9.09%, Mortgage Research Center, United Wholesale Mortgage, Rocket Mortgage, and Cmg Mortgage Inc. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Custer, South Dakota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Custer are listed first, then lenders elsewhere in South Dakota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Custer, South Dakota
Market share is the lender's share of all home loans closed in Custer, South Dakota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Custer 35 S 6th St, Custer, SD 57730 A5.0 ★Texas Ratio: 12.58% |
Conventional | 3 | 6.8% | 100% | $228,333 | View |
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★ 1 stars, 1 review 1 office in Custer 648 Mount Rushmore Rd, Custer, SD 57730 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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1135 Mount Rushmore Rd, Custer, SD 57730 1726 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
11.4% | 100% | $171,000 | View |
Highmark Federal Credit Union
302 Mount Rushmore Rd, Custer, SD 57730 |
Conventional | 2 | 4.5% | 100% | $85,000 | |
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2016 6th Ave Se, Aberdeen, SD 57401 A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 2.3% | 100% | $305,000 | View |
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524 S Dakota St, Aberdeen, SD 57401 A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 2.3% | 100% | $205,000 | View |
Mortgage Research Center
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VA | 6 | 13.6% | 85.7% | $305,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 11.4% | 100% | $275,000 | |
Rocket Mortgage
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Conventional, FHA | 5 | 11.4% | 75% | $211,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 3 +1 HELOCs |
6.8% | 100% | $261,666 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, VA | 2 | 4.5% | 66.7% | $420,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 2.3% | 100% | $355,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 2.3% | 100% | $365,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 2.3% | 100% | $485,000 | |
Newrez LLC
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FHA | 1 | 2.3% | 100% | $315,000 | |
loanDepot.com LLC
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Conventional | 1 | 2.3% | 100% | $35,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 2.3% | 100% | $25,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 2.3% | 100% | $265,000 | View |
First International Bank & Trust
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Conventional | 1 | 2.3% | 100% | $145,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 2.3% | 100% | $125,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 2.3% | 100% | $195,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 2.3% | 100% | $345,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Custer Mortgage Rate Trends
Daily average mortgage rates for South Dakota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Custer, South Dakota
Looking for mortgage lenders near me or mortgage brokers near me in Custer? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Custer in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Custer, SD
Use these to narrow the list above. Each category shows how many Custer, SD lenders fit and what that kind of lender is usually best for.
Who Lends in Custer, SD
Independent mortgage companies closed 61.4 percent of home loans in Custer, South Dakota in 2025, banks 22.7 percent and credit unions 15.9 percent. Mortgage Research Center was the largest mortgage company, Dacotah Bank the largest bank and Black Hills Federal Credit Union the largest credit union. Among lenders headquartered in South Dakota, Dacotah Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in South Dakota. State real estate transfer fee of $0.50 per $500 of value (0.1 percent), paid by the seller (SDCL 43-4-21); no mortgage recording tax.
More South Dakota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Custer, SD
By home loans closed in 2025, Dacotah Bank was the largest mortgage lender in Custer, South Dakota with 3 loans, about 6.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Custer, South Dakota in 2025, led by Black Hills Federal Credit Union with 2. 4 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 2 credit unions closed home loans in Custer, South Dakota in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Custer, South Dakota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Custer, South Dakota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Custer. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
