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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Windsor Heights, WV Housing Affordability Index

Windsor Heights, West Virginia has an MBR Housing Affordability Index score of 233.2 (Highly Affordable) as of October 30, 2026, ranking 30th most affordable of 257 scored West Virginia cities, compared with 145.2 statewide and 97.4 nationally. On a median-priced $58,600 home with 20% down, the West Virginia average 30-year fixed rate of 7.19% means a monthly principal and interest payment of about $318, or 9% of the city’s $42,270 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Windsor Heights is updated every night from live West Virginia mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Windsor Heights MBR-HAI 233.2 Highly Affordable
Rank in West Virginia 30 of 257 1 = most affordable
West Virginia 145.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.19% West Virginia lenders
Median home value $58,600 U.S. Census Bureau

Windsor Heights is 88.0 points above the West Virginia score. Scores as of October 30, 2026. See the West Virginia index

View Windsor Heights Mortgage Rates

What It Takes to Buy in Windsor Heights

$318/mo
Principal & Interest
Median home, 20% down, 7.19%
$13,600
Income Needed
To keep the payment at 28% of income
$42,270
Median Household Income
West Virginia: $59,608
1.4x
Price-to-Income Ratio
West Virginia: 2.7x
$403/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$532/yr
Median Property Tax
0.91% of median value
27.9%
Owner Cost Burden
Owners spending 30%+ of income on housing
50.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Windsor Heights, West Virginia. The rate is the West Virginia average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Windsor Heights Ranks in West Virginia

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Cite the Windsor Heights Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Windsor Heights, West Virginia score: 233.2 (Highly Affordable), ranked 30 of 257 West Virginia cities. monitorbankrates.com/housing-affordability-index/west-virginia/windsor-heights”