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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Ravensdale, WA Housing Affordability Index

Ravensdale, Washington has an MBR Housing Affordability Index score of 83.9 (Moderately Less Affordable) as of October 30, 2026, ranking 242nd most affordable of 347 scored Washington cities, compared with 82.2 statewide and 97.4 nationally. On a median-priced $1,400,000 home with 20% down, a jumbo loan at 7.57% means a monthly principal and interest payment of about $7,883, or 46% of the city’s $207,386 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Ravensdale is updated every night from live Washington mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Ravensdale MBR-HAI 83.9 Moderately Less Affordable
Rank in Washington 242 of 347 1 = most affordable
Washington 82.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.32% Washington lenders
Median home value $1,400,000 U.S. Census Bureau

Ravensdale is 1.7 points above the Washington score. Scores as of October 30, 2026. See the Washington index

View Ravensdale Mortgage Rates

What It Takes to Buy in Ravensdale

$7,883/mo
Principal & Interest
Median home, 20% down, 7.57% jumbo
$337,800
Income Needed
To keep the payment at 28% of income
$207,386
Median Household Income
Washington: $98,141
6.8x
Price-to-Income Ratio
Washington: 5.8x
$2,980/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$4,627/yr
Median Property Tax
Washington figure
12.1%
Owner Cost Burden
Owners spending 30%+ of income on housing
100.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Ravensdale, Washington. The rate is the Washington average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state. A 20% down loan on the median home here is above the $832,750 conforming limit, so the index adds 0.25% for jumbo pricing.

Cite the Ravensdale Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Ravensdale, Washington score: 83.9 (Moderately Less Affordable), ranked 242 of 347 Washington cities. monitorbankrates.com/housing-affordability-index/washington/ravensdale”