MonitorBankRates
☰
New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Tiverton, RI Housing Affordability Index

Tiverton, Rhode Island has an MBR Housing Affordability Index score of 96.3 (Near National Average) as of October 30, 2026, ranking 9th most affordable of 24 scored Rhode Island cities, compared with 81.2 statewide and 97.4 nationally. On a median-priced $407,200 home with 20% down, the Rhode Island average 30-year fixed rate of 7.24% means a monthly principal and interest payment of about $2,221, or 27% of the city’s $99,158 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Tiverton is updated every night from live Rhode Island mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Tiverton MBR-HAI 96.3 Near National Average
Rank in Rhode Island 9 of 24 1 = most affordable
Rhode Island 81.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.24% Rhode Island lenders
Median home value $407,200 U.S. Census Bureau

Tiverton is 15.0 points above the Rhode Island score. Scores as of October 30, 2026. See the Rhode Island index

View Tiverton Mortgage Rates

What It Takes to Buy in Tiverton

$2,221/mo
Principal & Interest
Median home, 20% down, 7.24%
$95,200
Income Needed
To keep the payment at 28% of income
$99,158
Median Household Income
Rhode Island: $87,796
4.1x
Price-to-Income Ratio
Rhode Island: 4.6x
$1,490/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$4,384/yr
Median Property Tax
1.08% of median value
19.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
28.3%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Tiverton, Rhode Island. The rate is the Rhode Island average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Tiverton Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Tiverton, Rhode Island score: 96.3 (Near National Average), ranked 9 of 24 Rhode Island cities. monitorbankrates.com/housing-affordability-index/rhode-island/tiverton”