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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Wood Village, OR Housing Affordability Index

Wood Village, Oregon has an MBR Housing Affordability Index score of 104.6 (Near National Average) as of October 30, 2026, ranking 70th most affordable of 267 scored Oregon cities, compared with 78.0 statewide and 97.4 nationally. On a median-priced $311,500 home with 20% down, the Oregon average 30-year fixed rate of 7.28% means a monthly principal and interest payment of about $1,705, or 24% of the city’s $85,413 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Wood Village is updated every night from live Oregon mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Wood Village MBR-HAI 104.6 Near National Average
Rank in Oregon 70 of 267 1 = most affordable
Oregon 78.0 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.28% Oregon lenders
Median home value $311,500 U.S. Census Bureau

Wood Village is 26.6 points above the Oregon score. Scores as of October 30, 2026. See the Oregon index

View Wood Village Mortgage Rates

What It Takes to Buy in Wood Village

$1,705/mo
Principal & Interest
Median home, 20% down, 7.28%
$73,100
Income Needed
To keep the payment at 28% of income
$85,413
Median Household Income
Oregon: $83,011
3.6x
Price-to-Income Ratio
Oregon: 5.8x
$1,393/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,948/yr
Median Property Tax
0.95% of median value
22.3%
Owner Cost Burden
Owners spending 30%+ of income on housing
29.6%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Wood Village, Oregon. The rate is the Oregon average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Wood Village Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Wood Village, Oregon score: 104.6 (Near National Average), ranked 70 of 267 Oregon cities. monitorbankrates.com/housing-affordability-index/oregon/wood-village”