MonitorBankRates
☰
New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Angel Fire, NM Housing Affordability Index

Angel Fire, New Mexico has an MBR Housing Affordability Index score of 98.6 (Near National Average) as of October 30, 2026, ranking 133rd most affordable of 147 scored New Mexico cities, compared with 112.1 statewide and 97.4 nationally. On a median-priced $546,800 home with 20% down, the New Mexico average 30-year fixed rate of 7.26% means a monthly principal and interest payment of about $2,986, or 33% of the city’s $107,554 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Angel Fire is updated every night from live New Mexico mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Angel Fire MBR-HAI 98.6 Near National Average
Rank in New Mexico 133 of 147 1 = most affordable
New Mexico 112.1 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.26% New Mexico lenders
Median home value $546,800 U.S. Census Bureau

Angel Fire is 13.4 points below the New Mexico score. Scores as of October 30, 2026. See the New Mexico index

View Angel Fire Mortgage Rates

What It Takes to Buy in Angel Fire

$2,986/mo
Principal & Interest
Median home, 20% down, 7.26%
$128,000
Income Needed
To keep the payment at 28% of income
$107,554
Median Household Income
New Mexico: $64,059
5.1x
Price-to-Income Ratio
New Mexico: 3.9x
$1,289/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,636/yr
Median Property Tax
0.48% of median value
47.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
23.6%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Angel Fire, New Mexico. The rate is the New Mexico average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Angel Fire Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Angel Fire, New Mexico score: 98.6 (Near National Average), ranked 133 of 147 New Mexico cities. monitorbankrates.com/housing-affordability-index/new-mexico/angel-fire”