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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Wolfeboro, NH Housing Affordability Index

Wolfeboro, New Hampshire has an MBR Housing Affordability Index score of 62.0 (Significantly Less Affordable) as of October 30, 2026, ranking 80th most affordable of 82 scored New Hampshire cities, compared with 86.3 statewide and 97.4 nationally. On a median-priced $475,200 home with 20% down, the New Hampshire average 30-year fixed rate of 7.35% means a monthly principal and interest payment of about $2,619, or 61% of the city’s $51,839 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Wolfeboro is updated every night from live New Hampshire mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Wolfeboro MBR-HAI 62.0 Significantly Less Affordable
Rank in New Hampshire 80 of 82 1 = most affordable
New Hampshire 86.3 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.35% New Hampshire lenders
Median home value $475,200 U.S. Census Bureau

Wolfeboro is 24.3 points below the New Hampshire score. Scores as of October 30, 2026. See the New Hampshire index

View Wolfeboro Mortgage Rates

What It Takes to Buy in Wolfeboro

$2,619/mo
Principal & Interest
Median home, 20% down, 7.35%
$112,300
Income Needed
To keep the payment at 28% of income
$51,839
Median Household Income
New Hampshire: $99,031
9.2x
Price-to-Income Ratio
New Hampshire: 4.1x
$1,384/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$4,800/yr
Median Property Tax
1.01% of median value
42.1%
Owner Cost Burden
Owners spending 30%+ of income on housing
27.3%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Wolfeboro, New Hampshire. The rate is the New Hampshire average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Wolfeboro Ranks in New Hampshire

Least affordable in New Hampshire
#78Portsmouth67.4 #79Meredith67.3
#80Wolfeboro62.0
#81Hancock61.0 #82Warner57.4
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Cite the Wolfeboro Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Wolfeboro, New Hampshire score: 62.0 (Significantly Less Affordable), ranked 80 of 82 New Hampshire cities. monitorbankrates.com/housing-affordability-index/new-hampshire/wolfeboro”