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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Wood Heights, MO Housing Affordability Index

Wood Heights, Missouri has an MBR Housing Affordability Index score of 139.8 (Highly Affordable) as of October 30, 2026, ranking 505th most affordable of 822 scored Missouri cities, compared with 115.7 statewide and 97.4 nationally. On a median-priced $212,800 home with 20% down, the Missouri average 30-year fixed rate of 7.26% means a monthly principal and interest payment of about $1,162, or 16% of the city’s $89,688 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Wood Heights is updated every night from live Missouri mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Wood Heights MBR-HAI 139.8 Highly Affordable
Rank in Missouri 505 of 822 1 = most affordable
Missouri 115.7 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.26% Missouri lenders
Median home value $212,800 U.S. Census Bureau

Wood Heights is 24.1 points above the Missouri score. Scores as of October 30, 2026. See the Missouri index

View Wood Heights Mortgage Rates

What It Takes to Buy in Wood Heights

$1,162/mo
Principal & Interest
Median home, 20% down, 7.26%
$49,800
Income Needed
To keep the payment at 28% of income
$89,688
Median Household Income
Missouri: $70,702
2.4x
Price-to-Income Ratio
Missouri: 3.3x
$1,080/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,762/yr
Median Property Tax
0.83% of median value
19.4%
Owner Cost Burden
Owners spending 30%+ of income on housing
56.2%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Wood Heights, Missouri. The rate is the Missouri average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Wood Heights Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Wood Heights, Missouri score: 139.8 (Highly Affordable), ranked 505 of 822 Missouri cities. monitorbankrates.com/housing-affordability-index/missouri/wood-heights”