MonitorBankRates
☰
New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Webster Groves, MO Housing Affordability Index

Webster Groves, Missouri has an MBR Housing Affordability Index score of 104.4 (Near National Average) as of October 30, 2026, ranking 773rd most affordable of 822 scored Missouri cities, compared with 115.7 statewide and 97.4 nationally. On a median-priced $387,600 home with 20% down, the Missouri average 30-year fixed rate of 7.26% means a monthly principal and interest payment of about $2,117, or 22% of the city’s $115,227 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Webster Groves is updated every night from live Missouri mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Webster Groves MBR-HAI 104.4 Near National Average
Rank in Missouri 773 of 822 1 = most affordable
Missouri 115.7 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.26% Missouri lenders
Median home value $387,600 U.S. Census Bureau

Webster Groves is 11.3 points below the Missouri score. Scores as of October 30, 2026. See the Missouri index

View Webster Groves Mortgage Rates

What It Takes to Buy in Webster Groves

$2,117/mo
Principal & Interest
Median home, 20% down, 7.26%
$90,700
Income Needed
To keep the payment at 28% of income
$115,227
Median Household Income
Missouri: $70,702
3.4x
Price-to-Income Ratio
Missouri: 3.3x
$1,844/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$5,090/yr
Median Property Tax
1.31% of median value
18.0%
Owner Cost Burden
Owners spending 30%+ of income on housing
51.9%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Webster Groves, Missouri. The rate is the Missouri average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Webster Groves Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Webster Groves, Missouri score: 104.4 (Near National Average), ranked 773 of 822 Missouri cities. monitorbankrates.com/housing-affordability-index/missouri/webster-groves”