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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Valley Park, MO Housing Affordability Index

Valley Park, Missouri has an MBR Housing Affordability Index score of 96.3 (Near National Average) as of October 30, 2026, ranking 801st most affordable of 822 scored Missouri cities, compared with 115.7 statewide and 97.4 nationally. On a median-priced $251,000 home with 20% down, the Missouri average 30-year fixed rate of 7.26% means a monthly principal and interest payment of about $1,371, or 24% of the city’s $67,898 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Valley Park is updated every night from live Missouri mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Valley Park MBR-HAI 96.3 Near National Average
Rank in Missouri 801 of 822 1 = most affordable
Missouri 115.7 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.26% Missouri lenders
Median home value $251,000 U.S. Census Bureau

Valley Park is 19.4 points below the Missouri score. Scores as of October 30, 2026. See the Missouri index

View Valley Park Mortgage Rates

What It Takes to Buy in Valley Park

$1,371/mo
Principal & Interest
Median home, 20% down, 7.26%
$58,800
Income Needed
To keep the payment at 28% of income
$67,898
Median Household Income
Missouri: $70,702
3.7x
Price-to-Income Ratio
Missouri: 3.3x
$1,543/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,469/yr
Median Property Tax
1.38% of median value
23.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
53.1%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Valley Park, Missouri. The rate is the Missouri average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Valley Park Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Valley Park, Missouri score: 96.3 (Near National Average), ranked 801 of 822 Missouri cities. monitorbankrates.com/housing-affordability-index/missouri/valley-park”