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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Linneus, MO Housing Affordability Index

Linneus, Missouri has an MBR Housing Affordability Index score of 292.6 (Highly Affordable) as of October 30, 2026, ranking 26th most affordable of 822 scored Missouri cities, compared with 115.7 statewide and 97.4 nationally. On a median-priced $55,800 home with 20% down, the Missouri average 30-year fixed rate of 7.26% means a monthly principal and interest payment of about $305, or 7% of the city’s $53,750 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Linneus is updated every night from live Missouri mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Linneus MBR-HAI 292.6 Highly Affordable
Rank in Missouri 26 of 822 1 = most affordable
Missouri 115.7 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.26% Missouri lenders
Median home value $55,800 U.S. Census Bureau

Linneus is 177.0 points above the Missouri score. Scores as of October 30, 2026. See the Missouri index

View Linneus Mortgage Rates

What It Takes to Buy in Linneus

$305/mo
Principal & Interest
Median home, 20% down, 7.26%
$13,100
Income Needed
To keep the payment at 28% of income
$53,750
Median Household Income
Missouri: $70,702
1.0x
Price-to-Income Ratio
Missouri: 3.3x
$725/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$700/yr
Median Property Tax
1.25% of median value
35.3%
Owner Cost Burden
Owners spending 30%+ of income on housing
5.6%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Linneus, Missouri. The rate is the Missouri average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Linneus Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Linneus, Missouri score: 292.6 (Highly Affordable), ranked 26 of 822 Missouri cities. monitorbankrates.com/housing-affordability-index/missouri/linneus”