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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Grand Pass, MO Housing Affordability Index

Grand Pass, Missouri has an MBR Housing Affordability Index score of 117.9 (More Affordable Than Average) as of October 30, 2026, ranking 688th most affordable of 822 scored Missouri cities, compared with 115.7 statewide and 97.4 nationally. On a median-priced $63,000 home with 20% down, the Missouri average 30-year fixed rate of 7.26% means a monthly principal and interest payment of about $344, or 19% of the city’s $21,406 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Grand Pass is updated every night from live Missouri mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Grand Pass MBR-HAI 117.9 More Affordable Than Average
Rank in Missouri 688 of 822 1 = most affordable
Missouri 115.7 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.26% Missouri lenders
Median home value $63,000 U.S. Census Bureau

Grand Pass is 2.2 points above the Missouri score. Scores as of October 30, 2026. See the Missouri index

View Grand Pass Mortgage Rates

What It Takes to Buy in Grand Pass

$344/mo
Principal & Interest
Median home, 20% down, 7.26%
$14,700
Income Needed
To keep the payment at 28% of income
$21,406
Median Household Income
Missouri: $70,702
2.9x
Price-to-Income Ratio
Missouri: 3.3x
$367/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,844/yr
Median Property Tax
Missouri figure
33.3%
Owner Cost Burden
Owners spending 30%+ of income on housing
41.8%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Grand Pass, Missouri. The rate is the Missouri average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Grand Pass Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Grand Pass, Missouri score: 117.9 (More Affordable Than Average), ranked 688 of 822 Missouri cities. monitorbankrates.com/housing-affordability-index/missouri/grand-pass”