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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Taylor, MS Housing Affordability Index

Taylor, Mississippi has an MBR Housing Affordability Index score of 139.7 (Highly Affordable) as of October 30, 2026, ranking 152nd most affordable of 285 scored Mississippi cities, compared with 131.1 statewide and 97.4 nationally. On a median-priced $283,900 home with 20% down, the Mississippi average 30-year fixed rate of 7.20% means a monthly principal and interest payment of about $1,541, or 23% of the city’s $80,208 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Taylor is updated every night from live Mississippi mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Taylor MBR-HAI 139.7 Highly Affordable
Rank in Mississippi 152 of 285 1 = most affordable
Mississippi 131.1 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.20% Mississippi lenders
Median home value $283,900 U.S. Census Bureau

Taylor is 8.6 points above the Mississippi score. Scores as of October 30, 2026. See the Mississippi index

View Taylor Mortgage Rates

What It Takes to Buy in Taylor

$1,541/mo
Principal & Interest
Median home, 20% down, 7.20%
$66,000
Income Needed
To keep the payment at 28% of income
$80,208
Median Household Income
Mississippi: $56,447
3.5x
Price-to-Income Ratio
Mississippi: 3.0x
$677/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,250/yr
Median Property Tax
0.79% of median value
46.9%
Owner Cost Burden
Owners spending 30%+ of income on housing
9.1%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Taylor, Mississippi. The rate is the Mississippi average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Taylor Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Taylor, Mississippi score: 139.7 (Highly Affordable), ranked 152 of 285 Mississippi cities. monitorbankrates.com/housing-affordability-index/mississippi/taylor”