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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Sallis, MS Housing Affordability Index

Sallis, Mississippi has an MBR Housing Affordability Index score of 189.0 (Highly Affordable) as of October 30, 2026, ranking 45th most affordable of 285 scored Mississippi cities, compared with 131.1 statewide and 97.4 nationally. On a median-priced $94,300 home with 20% down, the Mississippi average 30-year fixed rate of 7.20% means a monthly principal and interest payment of about $512, or 12% of the city’s $52,991 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Sallis is updated every night from live Mississippi mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Sallis MBR-HAI 189.0 Highly Affordable
Rank in Mississippi 45 of 285 1 = most affordable
Mississippi 131.1 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.20% Mississippi lenders
Median home value $94,300 U.S. Census Bureau

Sallis is 57.9 points above the Mississippi score. Scores as of October 30, 2026. See the Mississippi index

View Sallis Mortgage Rates

What It Takes to Buy in Sallis

$512/mo
Principal & Interest
Median home, 20% down, 7.20%
$21,900
Income Needed
To keep the payment at 28% of income
$52,991
Median Household Income
Mississippi: $56,447
1.8x
Price-to-Income Ratio
Mississippi: 3.0x
$480/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,193/yr
Median Property Tax
Mississippi figure
10.0%
Owner Cost Burden
Owners spending 30%+ of income on housing
43.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Sallis, Mississippi. The rate is the Mississippi average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Sallis Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Sallis, Mississippi score: 189.0 (Highly Affordable), ranked 45 of 285 Mississippi cities. monitorbankrates.com/housing-affordability-index/mississippi/sallis”