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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Prentiss, MS Housing Affordability Index

Prentiss, Mississippi has an MBR Housing Affordability Index score of 137.3 (Highly Affordable) as of October 30, 2026, ranking 160th most affordable of 285 scored Mississippi cities, compared with 131.1 statewide and 97.4 nationally. On a median-priced $76,100 home with 20% down, the Mississippi average 30-year fixed rate of 7.20% means a monthly principal and interest payment of about $413, or 16% of the city’s $30,667 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Prentiss is updated every night from live Mississippi mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Prentiss MBR-HAI 137.3 Highly Affordable
Rank in Mississippi 160 of 285 1 = most affordable
Mississippi 131.1 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.20% Mississippi lenders
Median home value $76,100 U.S. Census Bureau

Prentiss is 6.2 points above the Mississippi score. Scores as of October 30, 2026. See the Mississippi index

View Prentiss Mortgage Rates

What It Takes to Buy in Prentiss

$413/mo
Principal & Interest
Median home, 20% down, 7.20%
$17,700
Income Needed
To keep the payment at 28% of income
$30,667
Median Household Income
Mississippi: $56,447
2.5x
Price-to-Income Ratio
Mississippi: 3.0x
$686/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,113/yr
Median Property Tax
1.46% of median value
28.5%
Owner Cost Burden
Owners spending 30%+ of income on housing
71.2%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Prentiss, Mississippi. The rate is the Mississippi average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Prentiss Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Prentiss, Mississippi score: 137.3 (Highly Affordable), ranked 160 of 285 Mississippi cities. monitorbankrates.com/housing-affordability-index/mississippi/prentiss”