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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Eastport, MI Housing Affordability Index

Eastport, Michigan has an MBR Housing Affordability Index score of 84.4 (Moderately Less Affordable) as of October 30, 2026, ranking 604th most affordable of 629 scored Michigan cities, compared with 108.6 statewide and 97.4 nationally. On a median-priced $331,300 home with 20% down, the Michigan average 30-year fixed rate of 7.31% means a monthly principal and interest payment of about $1,818, or 39% of the city’s $55,761 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Eastport is updated every night from live Michigan mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Eastport MBR-HAI 84.4 Moderately Less Affordable
Rank in Michigan 604 of 629 1 = most affordable
Michigan 108.6 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.31% Michigan lenders
Median home value $331,300 U.S. Census Bureau

Eastport is 24.3 points below the Michigan score. Scores as of October 30, 2026. See the Michigan index

View Eastport Mortgage Rates

What It Takes to Buy in Eastport

$1,818/mo
Principal & Interest
Median home, 20% down, 7.31%
$77,900
Income Needed
To keep the payment at 28% of income
$55,761
Median Household Income
Michigan: $72,875
5.9x
Price-to-Income Ratio
Michigan: 3.2x
$918/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,946/yr
Median Property Tax
0.59% of median value
32.8%
Owner Cost Burden
Owners spending 30%+ of income on housing
47.2%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Eastport, Michigan. The rate is the Michigan average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Eastport Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Eastport, Michigan score: 84.4 (Moderately Less Affordable), ranked 604 of 629 Michigan cities. monitorbankrates.com/housing-affordability-index/michigan/eastport”