MonitorBankRates
☰
New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Beverly Hills, MI Housing Affordability Index

Beverly Hills, Michigan has an MBR Housing Affordability Index score of 117.2 (More Affordable Than Average) as of October 30, 2026, ranking 409th most affordable of 629 scored Michigan cities, compared with 108.6 statewide and 97.4 nationally. On a median-priced $511,000 home with 20% down, the Michigan average 30-year fixed rate of 7.31% means a monthly principal and interest payment of about $2,804, or 19% of the city’s $177,412 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Beverly Hills is updated every night from live Michigan mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Beverly Hills MBR-HAI 117.2 More Affordable Than Average
Rank in Michigan 409 of 629 1 = most affordable
Michigan 108.6 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.31% Michigan lenders
Median home value $511,000 U.S. Census Bureau

Beverly Hills is 8.5 points above the Michigan score. Scores as of October 30, 2026. See the Michigan index

View Beverly Hills Mortgage Rates

What It Takes to Buy in Beverly Hills

$2,804/mo
Principal & Interest
Median home, 20% down, 7.31%
$120,200
Income Needed
To keep the payment at 28% of income
$177,412
Median Household Income
Michigan: $72,875
2.9x
Price-to-Income Ratio
Michigan: 3.2x
$2,151/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$7,025/yr
Median Property Tax
1.37% of median value
13.4%
Owner Cost Burden
Owners spending 30%+ of income on housing
44.1%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Beverly Hills, Michigan. The rate is the Michigan average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Beverly Hills Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Beverly Hills, Michigan score: 117.2 (More Affordable Than Average), ranked 409 of 629 Michigan cities. monitorbankrates.com/housing-affordability-index/michigan/beverly-hills”