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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

College Park, MD Housing Affordability Index

College Park, Maryland has an MBR Housing Affordability Index score of 67.1 (Significantly Less Affordable) as of October 30, 2026, ranking 252nd most affordable of 259 scored Maryland cities, compared with 89.4 statewide and 97.4 nationally. On a median-priced $437,900 home with 20% down, the Maryland average 30-year fixed rate of 7.27% means a monthly principal and interest payment of about $2,393, or 41% of the city’s $69,721 median household income.

The MBR Housing Affordability Index (MBR-HAI) for College Park is updated every night from live Maryland mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

College Park MBR-HAI 67.1 Significantly Less Affordable
Rank in Maryland 252 of 259 1 = most affordable
Maryland 89.4 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.27% Maryland lenders
Median home value $437,900 U.S. Census Bureau

College Park is 22.3 points below the Maryland score. Scores as of October 30, 2026. See the Maryland index

View College Park Mortgage Rates

What It Takes to Buy in College Park

$2,393/mo
Principal & Interest
Median home, 20% down, 7.27%
$102,600
Income Needed
To keep the payment at 28% of income
$69,721
Median Household Income
Maryland: $103,678
6.3x
Price-to-Income Ratio
Maryland: 4.1x
$1,963/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$5,302/yr
Median Property Tax
1.21% of median value
29.3%
Owner Cost Burden
Owners spending 30%+ of income on housing
57.7%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for College Park, Maryland. The rate is the Maryland average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the College Park Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. College Park, Maryland score: 67.1 (Significantly Less Affordable), ranked 252 of 259 Maryland cities. monitorbankrates.com/housing-affordability-index/maryland/college-park”