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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Eagle Lake, ME Housing Affordability Index

Eagle Lake, Maine has an MBR Housing Affordability Index score of 113.5 (More Affordable Than Average) as of October 30, 2026, ranking 50th most affordable of 128 scored Maine cities, compared with 95.4 statewide and 97.4 nationally. On a median-priced $170,800 home with 20% down, the Maine average 30-year fixed rate of 7.19% means a monthly principal and interest payment of about $926, or 30% of the city’s $36,875 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Eagle Lake is updated every night from live Maine mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Eagle Lake MBR-HAI 113.5 More Affordable Than Average
Rank in Maine 50 of 128 1 = most affordable
Maine 95.4 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.19% Maine lenders
Median home value $170,800 U.S. Census Bureau

Eagle Lake is 18.0 points above the Maine score. Scores as of October 30, 2026. See the Maine index

View Eagle Lake Mortgage Rates

What It Takes to Buy in Eagle Lake

$926/mo
Principal & Interest
Median home, 20% down, 7.19%
$39,700
Income Needed
To keep the payment at 28% of income
$36,875
Median Household Income
Maine: $74,733
4.6x
Price-to-Income Ratio
Maine: 4.0x
$731/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,344/yr
Median Property Tax
Maine figure
4.8%
Owner Cost Burden
Owners spending 30%+ of income on housing
28.9%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Eagle Lake, Maine. The rate is the Maine average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Eagle Lake Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Eagle Lake, Maine score: 113.5 (More Affordable Than Average), ranked 50 of 128 Maine cities. monitorbankrates.com/housing-affordability-index/maine/eagle-lake”