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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Dixfield, ME Housing Affordability Index

Dixfield, Maine has an MBR Housing Affordability Index score of 130.5 (Highly Affordable) as of October 30, 2026, ranking 34th most affordable of 128 scored Maine cities, compared with 95.4 statewide and 97.4 nationally. On a median-priced $171,500 home with 20% down, the Maine average 30-year fixed rate of 7.19% means a monthly principal and interest payment of about $930, or 16% of the city’s $70,608 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Dixfield is updated every night from live Maine mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Dixfield MBR-HAI 130.5 Highly Affordable
Rank in Maine 34 of 128 1 = most affordable
Maine 95.4 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.19% Maine lenders
Median home value $171,500 U.S. Census Bureau

Dixfield is 35.1 points above the Maine score. Scores as of October 30, 2026. See the Maine index

View Dixfield Mortgage Rates

What It Takes to Buy in Dixfield

$930/mo
Principal & Interest
Median home, 20% down, 7.19%
$39,900
Income Needed
To keep the payment at 28% of income
$70,608
Median Household Income
Maine: $74,733
2.4x
Price-to-Income Ratio
Maine: 4.0x
$1,028/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,453/yr
Median Property Tax
1.43% of median value
24.3%
Owner Cost Burden
Owners spending 30%+ of income on housing
34.2%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Dixfield, Maine. The rate is the Maine average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Dixfield Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Dixfield, Maine score: 130.5 (Highly Affordable), ranked 34 of 128 Maine cities. monitorbankrates.com/housing-affordability-index/maine/dixfield”