MonitorBankRates
☰
New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Old Brownsboro Place, KY Housing Affordability Index

Old Brownsboro Place, Kentucky has an MBR Housing Affordability Index score of 128.2 (Highly Affordable) as of October 30, 2026, ranking 231st most affordable of 431 scored Kentucky cities, compared with 120.8 statewide and 97.4 nationally. On a median-priced $466,200 home with 20% down, the Kentucky average 30-year fixed rate of 7.27% means a monthly principal and interest payment of about $2,549, or 19% of the city’s $159,375 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Old Brownsboro Place is updated every night from live Kentucky mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Old Brownsboro Place MBR-HAI 128.2 Highly Affordable
Rank in Kentucky 231 of 431 1 = most affordable
Kentucky 120.8 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.27% Kentucky lenders
Median home value $466,200 U.S. Census Bureau

Old Brownsboro Place is 7.4 points above the Kentucky score. Scores as of October 30, 2026. See the Kentucky index

View Old Brownsboro Place Mortgage Rates

What It Takes to Buy in Old Brownsboro Place

$2,549/mo
Principal & Interest
Median home, 20% down, 7.27%
$109,200
Income Needed
To keep the payment at 28% of income
$159,375
Median Household Income
Kentucky: $63,726
2.9x
Price-to-Income Ratio
Kentucky: 3.2x
$1,443/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$4,071/yr
Median Property Tax
0.87% of median value
14.0%
Owner Cost Burden
Owners spending 30%+ of income on housing
40.2%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Old Brownsboro Place, Kentucky. The rate is the Kentucky average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Old Brownsboro Place Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Old Brownsboro Place, Kentucky score: 128.2 (Highly Affordable), ranked 231 of 431 Kentucky cities. monitorbankrates.com/housing-affordability-index/kentucky/old-brownsboro-place”