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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Campbellsburg, KY Housing Affordability Index

Campbellsburg, Kentucky has an MBR Housing Affordability Index score of 122.2 (Highly Affordable) as of October 30, 2026, ranking 273rd most affordable of 431 scored Kentucky cities, compared with 120.8 statewide and 97.4 nationally. On a median-priced $162,200 home with 20% down, the Kentucky average 30-year fixed rate of 7.27% means a monthly principal and interest payment of about $887, or 19% of the city’s $54,875 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Campbellsburg is updated every night from live Kentucky mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Campbellsburg MBR-HAI 122.2 Highly Affordable
Rank in Kentucky 273 of 431 1 = most affordable
Kentucky 120.8 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.27% Kentucky lenders
Median home value $162,200 U.S. Census Bureau

Campbellsburg is 1.4 points above the Kentucky score. Scores as of October 30, 2026. See the Kentucky index

View Campbellsburg Mortgage Rates

What It Takes to Buy in Campbellsburg

$887/mo
Principal & Interest
Median home, 20% down, 7.27%
$38,000
Income Needed
To keep the payment at 28% of income
$54,875
Median Household Income
Kentucky: $63,726
3.0x
Price-to-Income Ratio
Kentucky: 3.2x
$1,035/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,365/yr
Median Property Tax
0.84% of median value
31.7%
Owner Cost Burden
Owners spending 30%+ of income on housing
48.7%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Campbellsburg, Kentucky. The rate is the Kentucky average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Campbellsburg Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Campbellsburg, Kentucky score: 122.2 (Highly Affordable), ranked 273 of 431 Kentucky cities. monitorbankrates.com/housing-affordability-index/kentucky/campbellsburg”