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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Scandia, KS Housing Affordability Index

Scandia, Kansas has an MBR Housing Affordability Index score of 211.0 (Highly Affordable) as of October 30, 2026, ranking 180th most affordable of 542 scored Kansas cities, compared with 120.0 statewide and 97.4 nationally. On a median-priced $68,800 home with 20% down, the Kansas average 30-year fixed rate of 7.31% means a monthly principal and interest payment of about $378, or 9% of the city’s $49,250 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Scandia is updated every night from live Kansas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Scandia MBR-HAI 211.0 Highly Affordable
Rank in Kansas 180 of 542 1 = most affordable
Kansas 120.0 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.31% Kansas lenders
Median home value $68,800 U.S. Census Bureau

Scandia is 90.9 points above the Kansas score. Scores as of October 30, 2026. See the Kansas index

View Scandia Mortgage Rates

What It Takes to Buy in Scandia

$378/mo
Principal & Interest
Median home, 20% down, 7.31%
$16,200
Income Needed
To keep the payment at 28% of income
$49,250
Median Household Income
Kansas: $74,275
1.4x
Price-to-Income Ratio
Kansas: 2.9x
$525/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,071/yr
Median Property Tax
3.01% of median value
6.2%
Owner Cost Burden
Owners spending 30%+ of income on housing
48.6%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Scandia, Kansas. The rate is the Kansas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Scandia Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Scandia, Kansas score: 211.0 (Highly Affordable), ranked 180 of 542 Kansas cities. monitorbankrates.com/housing-affordability-index/kansas/scandia”