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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Prairie Village, KS Housing Affordability Index

Prairie Village, Kansas has an MBR Housing Affordability Index score of 99.3 (Near National Average) as of October 30, 2026, ranking 531st most affordable of 542 scored Kansas cities, compared with 120.0 statewide and 97.4 nationally. On a median-priced $435,700 home with 20% down, the Kansas average 30-year fixed rate of 7.31% means a monthly principal and interest payment of about $2,392, or 25% of the city’s $113,530 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Prairie Village is updated every night from live Kansas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Prairie Village MBR-HAI 99.3 Near National Average
Rank in Kansas 531 of 542 1 = most affordable
Kansas 120.0 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.31% Kansas lenders
Median home value $435,700 U.S. Census Bureau

Prairie Village is 20.8 points below the Kansas score. Scores as of October 30, 2026. See the Kansas index

View Prairie Village Mortgage Rates

What It Takes to Buy in Prairie Village

$2,392/mo
Principal & Interest
Median home, 20% down, 7.31%
$102,500
Income Needed
To keep the payment at 28% of income
$113,530
Median Household Income
Kansas: $74,275
3.8x
Price-to-Income Ratio
Kansas: 2.9x
$1,854/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$4,847/yr
Median Property Tax
1.11% of median value
23.2%
Owner Cost Burden
Owners spending 30%+ of income on housing
49.8%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Prairie Village, Kansas. The rate is the Kansas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Prairie Village Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Prairie Village, Kansas score: 99.3 (Near National Average), ranked 531 of 542 Kansas cities. monitorbankrates.com/housing-affordability-index/kansas/prairie-village”