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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Noblesville, IN Housing Affordability Index

Noblesville, Indiana has an MBR Housing Affordability Index score of 111.1 (More Affordable Than Average) as of October 30, 2026, ranking 586th most affordable of 621 scored Indiana cities, compared with 123.6 statewide and 97.4 nationally. On a median-priced $349,700 home with 20% down, the Indiana average 30-year fixed rate of 7.41% means a monthly principal and interest payment of about $1,939, or 22% of the city’s $104,047 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Noblesville is updated every night from live Indiana mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Noblesville MBR-HAI 111.1 More Affordable Than Average
Rank in Indiana 586 of 621 1 = most affordable
Indiana 123.6 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.41% Indiana lenders
Median home value $349,700 U.S. Census Bureau

Noblesville is 12.5 points below the Indiana score. Scores as of October 30, 2026. See the Indiana index

View Noblesville Mortgage Rates

What It Takes to Buy in Noblesville

$1,939/mo
Principal & Interest
Median home, 20% down, 7.41%
$83,100
Income Needed
To keep the payment at 28% of income
$104,047
Median Household Income
Indiana: $71,957
3.4x
Price-to-Income Ratio
Indiana: 3.0x
$1,660/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,140/yr
Median Property Tax
0.90% of median value
16.8%
Owner Cost Burden
Owners spending 30%+ of income on housing
41.9%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Noblesville, Indiana. The rate is the Indiana average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Noblesville Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Noblesville, Indiana score: 111.1 (More Affordable Than Average), ranked 586 of 621 Indiana cities. monitorbankrates.com/housing-affordability-index/indiana/noblesville”