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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Eckerty, IN Housing Affordability Index

Eckerty, Indiana has an MBR Housing Affordability Index score of 117.7 (More Affordable Than Average) as of October 30, 2026, ranking 566th most affordable of 621 scored Indiana cities, compared with 123.6 statewide and 97.4 nationally. On a median-priced $112,500 home with 20% down, the Indiana average 30-year fixed rate of 7.41% means a monthly principal and interest payment of about $624, or 21% of the city’s $35,313 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Eckerty is updated every night from live Indiana mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Eckerty MBR-HAI 117.7 More Affordable Than Average
Rank in Indiana 566 of 621 1 = most affordable
Indiana 123.6 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.41% Indiana lenders
Median home value $112,500 U.S. Census Bureau

Eckerty is 5.9 points below the Indiana score. Scores as of October 30, 2026. See the Indiana index

View Eckerty Mortgage Rates

What It Takes to Buy in Eckerty

$624/mo
Principal & Interest
Median home, 20% down, 7.41%
$26,700
Income Needed
To keep the payment at 28% of income
$35,313
Median Household Income
Indiana: $71,957
3.2x
Price-to-Income Ratio
Indiana: 3.0x
$523/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,692/yr
Median Property Tax
Indiana figure
20.1%
Owner Cost Burden
Owners spending 30%+ of income on housing
100.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Eckerty, Indiana. The rate is the Indiana average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Eckerty Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Eckerty, Indiana score: 117.7 (More Affordable Than Average), ranked 566 of 621 Indiana cities. monitorbankrates.com/housing-affordability-index/indiana/eckerty”