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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Grand View, ID Housing Affordability Index

Grand View, Idaho has an MBR Housing Affordability Index score of 135.2 (Highly Affordable) as of October 30, 2026, ranking 34th most affordable of 187 scored Idaho cities, compared with 96.7 statewide and 97.4 nationally. On a median-priced $173,900 home with 20% down, the Idaho average 30-year fixed rate of 7.24% means a monthly principal and interest payment of about $948, or 20% of the city’s $58,092 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Grand View is updated every night from live Idaho mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Grand View MBR-HAI 135.2 Highly Affordable
Rank in Idaho 34 of 187 1 = most affordable
Idaho 96.7 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.24% Idaho lenders
Median home value $173,900 U.S. Census Bureau

Grand View is 38.5 points above the Idaho score. Scores as of October 30, 2026. See the Idaho index

View Grand View Mortgage Rates

What It Takes to Buy in Grand View

$948/mo
Principal & Interest
Median home, 20% down, 7.24%
$40,600
Income Needed
To keep the payment at 28% of income
$58,092
Median Household Income
Idaho: $77,800
3.0x
Price-to-Income Ratio
Idaho: 5.4x
$490/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,753/yr
Median Property Tax
Idaho figure
63.2%
Owner Cost Burden
Owners spending 30%+ of income on housing
25.7%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Grand View, Idaho. The rate is the Idaho average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Grand View Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Grand View, Idaho score: 135.2 (Highly Affordable), ranked 34 of 187 Idaho cities. monitorbankrates.com/housing-affordability-index/idaho/grand-view”