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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Waverly Hall, GA Housing Affordability Index

Waverly Hall, Georgia has an MBR Housing Affordability Index score of 154.3 (Highly Affordable) as of October 30, 2026, ranking 126th most affordable of 519 scored Georgia cities, compared with 105.8 statewide and 97.4 nationally. On a median-priced $158,700 home with 20% down, the Georgia average 30-year fixed rate of 7.28% means a monthly principal and interest payment of about $869, or 14% of the city’s $75,313 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Waverly Hall is updated every night from live Georgia mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Waverly Hall MBR-HAI 154.3 Highly Affordable
Rank in Georgia 126 of 519 1 = most affordable
Georgia 105.8 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.28% Georgia lenders
Median home value $158,700 U.S. Census Bureau

Waverly Hall is 48.5 points above the Georgia score. Scores as of October 30, 2026. See the Georgia index

View Waverly Hall Mortgage Rates

What It Takes to Buy in Waverly Hall

$869/mo
Principal & Interest
Median home, 20% down, 7.28%
$37,200
Income Needed
To keep the payment at 28% of income
$75,313
Median Household Income
Georgia: $77,353
2.1x
Price-to-Income Ratio
Georgia: 3.9x
$1,217/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,772/yr
Median Property Tax
1.12% of median value
35.7%
Owner Cost Burden
Owners spending 30%+ of income on housing
17.9%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Waverly Hall, Georgia. The rate is the Georgia average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Waverly Hall Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Waverly Hall, Georgia score: 154.3 (Highly Affordable), ranked 126 of 519 Georgia cities. monitorbankrates.com/housing-affordability-index/georgia/waverly-hall”