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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Roberta, GA Housing Affordability Index

Roberta, Georgia has an MBR Housing Affordability Index score of 120.8 (Highly Affordable) as of October 30, 2026, ranking 283rd most affordable of 519 scored Georgia cities, compared with 105.8 statewide and 97.4 nationally. On a median-priced $166,800 home with 20% down, the Georgia average 30-year fixed rate of 7.28% means a monthly principal and interest payment of about $913, or 20% of the city’s $54,766 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Roberta is updated every night from live Georgia mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Roberta MBR-HAI 120.8 Highly Affordable
Rank in Georgia 283 of 519 1 = most affordable
Georgia 105.8 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.28% Georgia lenders
Median home value $166,800 U.S. Census Bureau

Roberta is 15.0 points above the Georgia score. Scores as of October 30, 2026. See the Georgia index

View Roberta Mortgage Rates

What It Takes to Buy in Roberta

$913/mo
Principal & Interest
Median home, 20% down, 7.28%
$39,100
Income Needed
To keep the payment at 28% of income
$54,766
Median Household Income
Georgia: $77,353
3.0x
Price-to-Income Ratio
Georgia: 3.9x
$946/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,045/yr
Median Property Tax
1.23% of median value
29.7%
Owner Cost Burden
Owners spending 30%+ of income on housing
30.2%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Roberta, Georgia. The rate is the Georgia average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Roberta Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Roberta, Georgia score: 120.8 (Highly Affordable), ranked 283 of 519 Georgia cities. monitorbankrates.com/housing-affordability-index/georgia/roberta”