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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Orchard Hill, GA Housing Affordability Index

Orchard Hill, Georgia has an MBR Housing Affordability Index score of 143.4 (Highly Affordable) as of October 30, 2026, ranking 168th most affordable of 519 scored Georgia cities, compared with 105.8 statewide and 97.4 nationally. On a median-priced $72,900 home with 20% down, the Georgia average 30-year fixed rate of 7.28% means a monthly principal and interest payment of about $399, or 14% of the city’s $33,333 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Orchard Hill is updated every night from live Georgia mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Orchard Hill MBR-HAI 143.4 Highly Affordable
Rank in Georgia 168 of 519 1 = most affordable
Georgia 105.8 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.28% Georgia lenders
Median home value $72,900 U.S. Census Bureau

Orchard Hill is 37.6 points above the Georgia score. Scores as of October 30, 2026. See the Georgia index

View Orchard Hill Mortgage Rates

What It Takes to Buy in Orchard Hill

$399/mo
Principal & Interest
Median home, 20% down, 7.28%
$17,100
Income Needed
To keep the payment at 28% of income
$33,333
Median Household Income
Georgia: $77,353
2.2x
Price-to-Income Ratio
Georgia: 3.9x
$769/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,136/yr
Median Property Tax
2.93% of median value
10.5%
Owner Cost Burden
Owners spending 30%+ of income on housing
96.8%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Orchard Hill, Georgia. The rate is the Georgia average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Orchard Hill Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Orchard Hill, Georgia score: 143.4 (Highly Affordable), ranked 168 of 519 Georgia cities. monitorbankrates.com/housing-affordability-index/georgia/orchard-hill”