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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Tavernier, FL Housing Affordability Index

Tavernier, Florida has an MBR Housing Affordability Index score of 67.7 (Significantly Less Affordable) as of October 30, 2026, ranking 467th most affordable of 479 scored Florida cities, compared with 92.5 statewide and 97.4 nationally. On a median-priced $613,700 home with 20% down, the Florida average 30-year fixed rate of 7.14% means a monthly principal and interest payment of about $3,313, or 79% of the city’s $50,256 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Tavernier is updated every night from live Florida mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Tavernier MBR-HAI 67.7 Significantly Less Affordable
Rank in Florida 467 of 479 1 = most affordable
Florida 92.5 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.14% Florida lenders
Median home value $613,700 U.S. Census Bureau

Tavernier is 24.8 points below the Florida score. Scores as of October 30, 2026. See the Florida index

View Tavernier Mortgage Rates

What It Takes to Buy in Tavernier

$3,313/mo
Principal & Interest
Median home, 20% down, 7.14%
$142,000
Income Needed
To keep the payment at 28% of income
$50,256
Median Household Income
Florida: $74,568
12.2x
Price-to-Income Ratio
Florida: 4.8x
$908/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,996/yr
Median Property Tax
0.49% of median value
46.5%
Owner Cost Burden
Owners spending 30%+ of income on housing
83.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Tavernier, Florida. The rate is the Florida average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Tavernier Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Tavernier, Florida score: 67.7 (Significantly Less Affordable), ranked 467 of 479 Florida cities. monitorbankrates.com/housing-affordability-index/florida/tavernier”