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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Coconut Creek, FL Housing Affordability Index

Coconut Creek, Florida has an MBR Housing Affordability Index score of 95.5 (Near National Average) as of October 30, 2026, ranking 283rd most affordable of 479 scored Florida cities, compared with 92.5 statewide and 97.4 nationally. On a median-priced $309,600 home with 20% down, the Florida average 30-year fixed rate of 7.14% means a monthly principal and interest payment of about $1,671, or 27% of the city’s $75,014 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Coconut Creek is updated every night from live Florida mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Coconut Creek MBR-HAI 95.5 Near National Average
Rank in Florida 283 of 479 1 = most affordable
Florida 92.5 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.14% Florida lenders
Median home value $309,600 U.S. Census Bureau

Coconut Creek is 3.0 points above the Florida score. Scores as of October 30, 2026. See the Florida index

View Coconut Creek Mortgage Rates

What It Takes to Buy in Coconut Creek

$1,671/mo
Principal & Interest
Median home, 20% down, 7.14%
$71,600
Income Needed
To keep the payment at 28% of income
$75,014
Median Household Income
Florida: $74,568
4.1x
Price-to-Income Ratio
Florida: 4.8x
$1,423/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,899/yr
Median Property Tax
1.26% of median value
45.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
53.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Coconut Creek, Florida. The rate is the Florida average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Coconut Creek Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Coconut Creek, Florida score: 95.5 (Near National Average), ranked 283 of 479 Florida cities. monitorbankrates.com/housing-affordability-index/florida/coconut-creek”